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Code · U.S. Code · Title 12 - BANKS AND BANKING · CHAPTER 51— SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING · § 5115

§ 5115. Reports and recommendations to Congress

277 words·~1 min read·/usc/title-12/section-5115

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(a)Annual reports Not later than 1 year after July 30, 2008, and annually thereafter, the Director shall submit a report to Congress on the effectiveness of the provisions of this chapter, including legislative recommendations, if any, for strengthening consumer protections, enhancing examination standards, streamlining communication between all stakeholders involved in residential mortgage loan origination and processing, and establishing performance based bonding requirements for mortgage originators or institutions that employ such brokers.
(b)Legislative recommendations Not later than 6 months after July 30, 2008, the Director shall make recommendations to Congress on legislative reforms to the Real Estate Settlement Procedures Act of 1974 [12 U.S.C. 2601 et seq.], that the Director deems appropriate to promote more transparent disclosures, allowing consumers to better shop and compare mortgage loan terms and settlement costs.
(Pub. L. 110–289, div. A, title V, § 1516, July 30, 2008, 122 Stat. 2824; Pub. L. 111–203, title X, § 1100(3), July 21, 2010, 124 Stat. 2106.)
Connections2 cite this · traces to 2
8 references not yet in our index
  • Pub. L. 110–289, div. A, title V, § 1516
  • 122 Stat. 2824
  • Pub. L. 111–203, title X, § 1100(3)
  • 124 Stat. 2106
  • Pub. L. 93–533
  • 88 Stat. 1724
  • Pub. L. 111–203
  • section 1100H of Pub. L. 111–203
Citation graph
cites case law
§ 5115
Reports and recommendations to Congress
Stat. Comp.×1
Stat.×1
Pub. L.Pub. L. 110–289, div. A, title V, § 1516
Stat.122 Stat. 2824
Pub. L.Pub. L. 111–203, title X, § 1100(3)
Stat.124 Stat. 2106
Pub. L.Pub. L. 93–533
Cites 10 · showing 7Cited by 2 across 2 sources
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