§ 4301. Findings and purpose
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/usc/title-12/section-4301A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
(a)Findings The Congress hereby finds that economic stability would be enhanced, competition between depository institutions would be improved, and the ability of the consumer to make informed decisions regarding deposit accounts, and to verify accounts, would be strengthened if there was uniformity in the disclosure of terms and conditions on which interest is paid and fees are assessed in connection with such accounts.
(b)Purpose It is the purpose of this chapter to require the clear and uniform disclosure of—
(1)the rates of interest which are payable on deposit accounts by depository institutions; and
(2)the fees that are assessable against deposit accounts,
so that consumers can make a meaningful comparison between the competing claims of depository institutions with regard to deposit accounts.
(Pub. L. 102–242, title II, § 262, Dec. 19, 1991, 105 Stat. 2334.)
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statutes-at-large
- Public Law 102–242To require the least-cost resolution of insured depository institutions, to improve supervision and examinations, to provide additional resources to the Bank Insurance Fund, and for other purposes
- Public Law 111–203To promote the financial stability of the United States by improving accountability and transparency in the financial system, to end “too big to fail”, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes
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5 references not yet in our index
- Pub. L. 102–242, title II, § 262
- 105 Stat. 2334
- Pub. L. 102–242, title II, § 261
- Pub. L. 102–242
- section 481 of Pub. L. 102–242
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§ 4301
Findings and purpose
Fed. Reg.×85
Bills×13
Stat.×4
C.F.R.×3
Stat. Comp.×3
U.S.C.×2
Pub. L.Pub. L. 102–242, title II, § 262
Stat.105 Stat. 2334
Pub. L.Pub. L. 102–242, title II, § 261
Pub. L.Pub. L. 102–242
Pub. L.section 481 of Pub. L. 102–242
Cites 6Cited by 110 across 6 sources