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Code · U.S. Code · Title 12 - BANKS AND BANKING · CHAPTER 42— LOW-INCOME HOUSING PRESERVATION AND RESIDENT HOMEOWNERSHIP · SUBCHAPTER I— PREPAYMENT OF MORTGAGES INSURED UNDER NATIONAL HOUSING ACT · § 4101

§ 4101. General prepayment limitation

4,105 words·~19 min read·/usc/title-12/section-4101

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(a)Prepayment and termination An owner of eligible low-income housing may prepay, and a mortgagee may accept prepayment of, a mortgage on such housing only in accordance with a plan of action approved by the Secretary under this subchapter or in accordance with section 4114 of this title. An insurance contract with respect to eligible low-income housing may be terminated pursuant to section 1715t of this title only in accordance with a plan of action approved by the Secretary under this subchapter or in accordance with section 4114 of this title.
(b)Foreclosure A mortgagee may foreclose the mortgage on, or acquire by deed in lieu of foreclosure, any eligible low-income housing project only if the mortgagee also conveys title to the project to the Secretary in connection with a claim for insurance benefits.
(c)Effect of unauthorized prepayment Any prepayment of a mortgage on eligible low-income housing or termination of the mortgage insurance on such housing not in compliance with the provisions of this subchapter shall be null and void and any low-income affordability restrictions on the housing shall continue to apply to the housing.
(Pub. L. 100–242, title II, § 211, as added Pub. L. 101–625, title VI, § 601(a), Nov. 28, 1990, 104 Stat. 4249.)
Connections71 cite this · traces to 15
Cited by 71 sections · top 48
U.S. Code
statutes-at-large
28 references not yet in our index
  • Pub. L. 100–242, title II, § 211
  • Pub. L. 101–625, title VI, § 601(a)
  • 104 Stat. 4249
  • Pub. L. 101–625, title VI, § 605
  • 104 Stat. 4278
  • Pub. L. 101–625
  • Pub. L. 100–242, title II, § 201
  • Pub. L. 100–242, title II, § 235
  • 104 Stat. 4274
  • Pub. L. 100–242
  • Pub. L. 102–550, title III, § 332
  • 106 Stat. 3773
  • Pub. L. 104–204, title II
  • 110 Stat. 2883
  • Pub. L. 104–134, title I, § 101(e) [title II]
  • 110 Stat. 1321–257
  • Pub. L. 104–140, § 1(a)
  • 110 Stat. 1327
  • Pub. L. 104–120, § 2(b)
  • 110 Stat. 834
  • Pub. L. 102–550, title III, § 314
  • 106 Stat. 3770
  • Public Law 102–139
  • 105 Stat. 736
  • Pub. L. 101–625, title VI, § 604
  • 104 Stat. 4277
  • Pub. L. 102–550, title III, § 313
  • 106 Stat. 3769
Citation graph
cites case law
§ 4101
General prepayment limitation
U.S.C.×37
Stat.×15
Fed. Reg.×11
Stat. Comp.×8
Pub. L.Pub. L. 100–242, title II, § 211
Pub. L.Pub. L. 101–625, title VI, § 601(a)
Stat.104 Stat. 4249
Cites 43 · showing 12Cited by 71 across 4 sources
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