Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · U.S. Code · Title 12 - BANKS AND BANKING · CHAPTER 3— FEDERAL RESERVE SYSTEM · SUBCHAPTER IX— POWERS AND DUTIES OF FEDERAL RESERVE BANKS · § 342

§ 342. Deposits; exchange and collection; member and nonmember banks or other depository institutions; charges

779 words·~4 min read·/usc/title-12/section-342

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Any Federal reserve bank may receive from any of its member banks, or other depository institutions, and from the United States, deposits of current funds in lawful money, national-bank notes, Federal reserve notes, or checks, and drafts, payable upon presentation or other items, and also, for collection, maturing notes and bills; or, solely for purposes of exchange or of collection may receive from other Federal reserve banks deposits of current funds in lawful money, national-bank notes, or checks upon other Federal reserve banks, and checks and drafts, payable upon presentation within its district or other items, and maturing notes and bills payable within its district; or, solely for the purposes of exchange or of collection, may receive from any nonmember bank or trust company or other depository institution deposits of current funds in lawful money, national-bank notes, Federal reserve notes, checks and drafts payable upon presentation or other items, or maturing notes and bills:
Provided, Such nonmember bank or trust company or other depository institution maintains with the Federal Reserve bank of its district a balance in such amount as the Board determines taking into account items in transit, services provided by the Federal Reserve bank, and other factors as the Board may deem appropriate: Provided further, That nothing in this or any other section of this chapter shall be construed as prohibiting a member or nonmember bank or other depository institution from making reasonable charges, to be determined and regulated by the Board of Governors of the Federal Reserve System, but in no case to exceed 10 cents per $100 or fraction thereof, based on the total of checks and drafts presented at any one time, for collection or payment of checks and drafts and remission therefor by exchange or otherwise; but no such charges shall be made against the Federal reserve banks.
(Dec. 23, 1913, ch. 6, § 13 (par.), 38 Stat. 263; Sept. 7, 1916, ch. 461, 39 Stat. 752; June 21, 1917, ch. 32, § 4, 40 Stat. 235; Aug. 23, 1935, ch. 614, title II, § 203(a), 49 Stat. 704; Pub. L. 96–221, title I, § 105(a), Mar. 31, 1980, 94 Stat. 139.)
Connections80 cite this · traces to 3
Cited by 80 sections · top 60
register
statutes-at-large
15 references not yet in our index
  • Dec. 23, 1913, ch. 6, § 13
  • 38 Stat. 263
  • Sept. 7, 1916, ch. 461
  • 39 Stat. 752
  • June 21, 1917, ch. 32, § 4
  • 40 Stat. 235
  • Aug. 23, 1935, ch. 614
  • 49 Stat. 704
  • Pub. L. 96–221, title I, § 105(a)
  • 94 Stat. 139
  • act Dec. 23, 1913, ch. 6
  • 38 Stat. 251
  • 40 Stat. 512
  • Pub. L. 96–221
  • section 108 of Pub. L. 96–221
Citation graph
cites case law
§ 342
Deposits; exchange and collection; member and nonmember banks or other depository institutions; charges
Fed. Reg.×44
Bills×19
U.S.C.×7
C.F.R.×5
Stat.×3
Stat. Comp.×2
ActDec. 23, 1913, ch. 6, § 13
Stat.38 Stat. 263
ActSept. 7, 1916, ch. 461
Stat.39 Stat. 752
ActJune 21, 1917, ch. 32, § 4
Cites 18 · showing 8Cited by 80 across 6 sources
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.