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Code · UCC · UCC Article 4 — Bank Deposits and Collections · § 4-106

§ 4-106. 4-106

170 words·~1 min read·/us/ucc/a4/s4-106

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(a)If an item states that it is "payable through" a bank identified in the item,
(i)the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item, and
(ii)the item may be presented for payment only by or through the bank. Alternative A
(b)If an item states that it is "payable at" a bank identified in the item, the item is equivalent to a draft drawn on the bank. Alternative B
(b)If an item states that it is "payable at" a bank identified in the item,
(i)the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item, and
(ii)the item may be presented for payment only by or through the bank.
(c)If a draft names a nonbank drawee and it is unclear whether a bank named in the draft is a co-drawee or a collecting bank , the bank is a collecting bank.
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§ 4-106
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