§ 4044.58. Tables used to determine expected retirement age.
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/us/cfr/t29/s§ 4044.58·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
The following tables are used for determining expected retirement age under §§ 4044.55 through 4044.57. ::: {width="100%"} ::: {.table_head} Table 1 to § 4044.58---Table I-26---Selection of Retirement Rate Category \[For valuation dates in 2026 1\] ::: ::: {.gpotbl_div} If participant reaches URA in year--- Participant's retirement rate category is--- Low 2 if monthly benefit at URA is less than--- Medium 3 if monthly benefit at URA is--- High 4 if monthly benefit at URA is greater than--- From--- To--- 2027 849 849 3,587 3,587 2028 869 869 3,670 3,670 2029 888 888 3,750 3,750 2030 908 908 3,833 3,833 2031 928 928 3,917 3,917 2032 948 948 4,003 4,003 2033 969 969 4,092 4,092 2034 990 990 4,182 4,182 2035 1,012 1,012 4,274 4,274 2036 or later 1,034 1,034 4,368 4,368 ::: ::: {.table_foot} 1 Applicable tables for valuation dates before 2026 are available on PBGC's website (www.pbgc.gov). 2 Table II-A. 3 Table II-B. 4 Table II-C. ::: ::: ::: {width="100%"} ::: {.table_head} Table 2 to § 4044.58---Table II-A---Expected Retirement Ages for Individuals in the Low Category ::: ::: {.gpotbl_div} Participant's earliest retirement age at valuation date Unreduced retirement age 60 61 62 63 64 65 66 67 68 69 70 42 53 53 53 54 54 54 54 54 54 54 54 43 53 54 54 54 55 55 55 55 55 55 55 44 54 54 55 55 55 55 55 56 56 56 56 45 54 55 55 56 56 56 56 56 56 56 56 46 55 55 56 56 56 57 57 57 57 57 57 47 56 56 56 57 57 57 57 57 57 57 57 48 56 57 57 57 58 58 58 58 58 58 58 49 56 57 58 58 58 58 59 59 59 59 59 50 57 57 58 58 59 59 59 59 59 59 59 51 57 58 58 59 59 60 60 60 60 60 60 52 58 58 59 59 60 60 60 60 60 60 60 53 58 59 59 60 60 61 61 61 61 61 61 54 58 59 60 60 61 61 61 61 61 61 61 55 59 59 60 61 61 61 62 62 62 62 62 56 59 60 60 61 61 62 62 62 62 62 62 57 59 60 61 61 62 62 62 62 62 62 62 58 59 60 61 61 62 62 63 63 63 63 63 59 59 60 61 62 62 63 63 63 63 63 63 60 60 60 61 62 62 63 63 63 63 63 63 61 61 61 62 63 63 63 63 64 64 64 62 62 62 63 63 63 64 64 64 64 63 63 63 64 64 65 65 65 65 64 64 64 65 65 65 65 65 65 65 65 65 65 65 65 66 66 66 66 66 66 67 67 67 67 67 68 68 68 68 69 69 69 70 70 ::: ::: ::: {width="100%"} ::: {.table_head} Table 3 to § 4044.58---Table II-B---Expected Retirement Ages for Individuals in the Medium Category ::: ::: {.gpotbl_div} Participant's earliest retirement age at valuation date Unreduced retirement age 60 61 62 63 64 65 66 67 68 69 70 42 49 49 49 49 49 49 49 49 49 49 49 43 50 50 50 50 50 50 50 50 50 50 50 44 50 51 51 51 51 51 51 51 51 51 51 45 51 51 52 52 52 52 52 52 52 52 52 46 52 52 52 53 53 53 53 53 53 53 53 47 53 53 53 53 53 54 54 54 54 54 54 48 54 54 54 54 54 54 54 54 54 54 54 49 54 55 55 55 55 55 55 55 55 55 55 50 55 55 56 56 56 56 56 56 56 56 56 51 56 56 56 57 57 57 57 57 57 57 57 52 56 57 57 57 57 58 58 58 58 58 58 53 57 57 58 58 58 58 58 58 58 58 58 54 57 58 58 59 59 59 59 59 59 59 59 55 58 58 59 59 59 60 60 60 60 60 60 56 58 59 59 60 60 60 60 60 60 60 60 57 59 59 60 60 61 61 61 61 61 61 61 58 59 60 60 61 61 61 61 61 61 61 61 59 59 60 61 61 62 62 62 62 62 62 62 60 60 60 61 62 62 62 62 62 62 62 62 61 61 61 62 62 63 63 63 63 63 63 62 62 62 62 63 63 63 63 63 63 63 63 63 64 64 64 64 64 64 64 64 64 64 64 64 64 64 65 65 65 65 65 65 65 66 66 66 66 66 66 67 67 67 67 67 68 68 68 68 69 69 69 70 70 ::: ::: ::: {width="100%"} ::: {.table_head} Table 4 to § 4044.58---Table II-C---Expected Retirement Ages for Individuals in the High Category ::: ::: {.gpotbl_div} Participant's earliest retirement age at valuation date Unreduced retirement age 60 61 62 63 64 65 66 67 68 69 70 42 46 46 46 46 46 47 47 47 47 47 47 43 47 47 47 47 47 47 47 47 47 47 47 44 48 48 48 48 48 48 48 48 48 48 48 45 49 49 49 49 49 49 49 49 49 49 49 46 50 50 50 50 50 50 50 50 50 50 50 47 51 51 51 51 51 51 51 51 51 51 51 48 52 52 52 52 52 52 52 52 52 52 52 49 53 53 53 53 53 53 53 53 53 53 53 50 54 54 54 54 54 54 54 54 54 54 54 51 54 55 55 55 55 55 55 55 55 55 55 52 55 55 56 56 56 56 56 56 56 56 56 53 56 56 56 57 57 57 57 57 57 57 57 54 57 57 57 57 57 58 58 58 58 58 58 55 57 58 58 58 58 58 58 58 58 58 58 56 58 58 59 59 59 59 59 59 59 59 59 57 58 59 59 60 60 60 60 60 60 60 60 58 59 59 60 60 60 60 61 61 61 61 61 59 59 60 60 61 61 61 61 61 61 61 61 60 60 60 61 61 61 62 62 62 62 62 62 61 61 61 62 62 62 62 62 62 62 62 62 62 62 62 62 62 62 62 62 62 63 63 63 63 64 64 64 64 64 64 64 64 64 64 64 64 64 65 65 65 65 65 65 65 66 66 66 66 66 66 67 67 67 67 67 68 68 68 68 69 69 69 70 70 ::: ::: \[89 FR 48306, June 6, 2024, as amended at 89 FR 104043, Dec. 20, 2024; 90 FR 59975, Dec. 23, 2025\]