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Code · CFR · Title 13 — Business Credit and Assistance · Part 120 — Business Loans · § 120.522

§ 120.522. Payment of accrued interest to the Lender or Registered Holder when SBA purchases the guaranteed portion.

175 words·~1 min read·/us/cfr/t13/s§ 120.522·

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(a)Rate of interest. If SBA purchases the guaranteed portion from a Lender or from a Registered Holder (if sold in the Secondary Market), it will pay accrued interest at:
(1)The rate in the note if it is a fixed rate loan; or
(2)The rate in effect on the date of the earliest uncured payment default, or of SBA's purchase (if there has been no default).
(b)Payment to Lender---(1) For loans approved on or after May 14, 2007. SBA will pay up to a maximum of 120 days interest to a Lender at the time of guarantee purchase.
(2)For loans approved before May 14, 2007. The regulations applicable to the amount of interest that SBA will pay to a Lender upon loan default that were in effect immediately prior to this date will govern such loans.
(c)Payment to Registered Holder. SBA will pay a Registered Holder all accrued interest up to the date of payment. \[61 FR 3235, Jan. 31, 1996, as amended at 72 FR 18361, Apr. 12, 2007\]
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