Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

§
Marginalia
Code · CFR · Title 12 — Banks and Banking · Part 717 — Fair Credit Reporting · § 717.91

§ 717.91. Duties of card issuers regarding changes of address.

344 words·~2 min read·/us/cfr/t12/s§ 717.91·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(a)Scope. This section applies to an issuer of a debit or credit card (card issuer) that is a federal credit union.
(b)Definitions. For purposes of this section:
(1)Cardholder means a member who has been issued a credit or debit card.
(2)Clear and conspicuous means reasonably understandable and designed to call attention to the nature and significance of the information presented.
(c)Address validation requirements. A card issuer must establish and implement reasonable policies and procedures to assess the validity of a change of address if it receives notification of a change of address for a member's debit or credit card account and, within a short period of time afterwards (during at least the first 30 days after it receives such notification), the card issuer receives a request for an additional or replacement card for the same account. Under these circumstances, the card issuer may not issue an additional or replacement card, until, in accordance with its reasonable policies and procedures and for the purpose of assessing the validity of the change of address, the card issuer: (1)(i) Notifies the cardholder of the request:
(A)At the cardholder's former address; or
(B)By any other means of communication that the card issuer and the cardholder have previously agreed to use; and
(ii)Provides to the cardholder a reasonable means of promptly reporting incorrect address changes; or
(2)Otherwise assesses the validity of the change of address in accordance with the policies and procedures the card issuer has established pursuant to § 717.90 of this part.
(d)Alternative timing of address validation. A card issuer may satisfy the requirements of paragraph
(c)of this section if it validates an address pursuant to the methods in paragraph (c)(1) or (c)(2) of this section when it receives an address change notification, before it receives a request for an additional or replacement card.
(e)Form of notice. Any written or electronic notice that the card issuer provides under this paragraph must be clear and conspicuous and provided separately from its regular correspondence with the cardholder.
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.