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Code · CFR · Title 12 — Banks and Banking · Part 614 — Loan Policies and Operations · § 614.4337

§ 614.4337. Disclosure to borrowers.

173 words·~1 min read·/us/cfr/t12/s§ 614.4337·

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When a loan or an interest in a loan other than a participation interest is sold with servicing rights, the disclosure shall be made to the borrower in accordance with this section:
(a)The selling institution shall disclose to the borrower at least 10 days prior to the borrower's next payment date;
(1)The name, address, and telephone number of the purchasing institution;
(2)The name and address of the party to whom payment is to be made;
(3)A description of the impact of the sale on statutory borrower rights after the sale;
(4)Any terms in the agreement that would permit a purchaser to change the terms or conditions of the loan.
(b)A Farm Credit System institution that purchases a loan or a non-participation interest therein shall not take any servicing action that adversely affects the borrower until it ensures that disclosure has been made to the borrower of:
(1)The name, address, and telephone number of the purchasing institution; and
(2)The address where the payment should be sent.
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