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Code · CFR · Title 12 — Banks and Banking · Part 390 — Regulations Transferred from the Office of Thrift Supervision · § 390.297

§ 390.297. Negotiable Order of Withdrawal Accounts.

120 words·~1 min read·/us/cfr/t12/s§ 390.297·

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(a)Negotiable Order of Withdrawal
(NOW)accounts are savings accounts authorized by 12 U.S.C. 1832 on which the State savings association reserves the right to require at least seven days' notice prior to withdrawal or transfer of any funds in the account.
(b)For purposes of 12 U.S.C. 1832:
(1)An organization shall be deemed “operated primarily for religious, philanthropic, charitable, educational, or other similar purposes and * * * not * * * for profit” if it is described in sections 501(c)(3) through (13), 501(c)(19), or 528 of the Internal Revenue Code; and
(2)The funds of a sole proprietorship or unincorporated business owned by a husband and wife shall be deemed beneficially owned by “one or more individuals.”
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§ 390.297
Negotiable Order of Withdrawal Accounts.
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