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Code · CFR · Title 12 — Banks and Banking · Part 390 — Regulations Transferred from the Office of Thrift Supervision · § 390.294

§ 390.294. Land loan.

72 words·~1 min read·/us/cfr/t12/s§ 390.294·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

The term land loan means a loan:
(a)Secured by real estate upon which all facilities and improvements have been completely installed, as required by local regulations and practices, so that it is entirely prepared for the erection of structures;
(b)To finance the purchase of land and the accomplishment of all improvements required to convert it to developed building lots; or
(c)Secured by land upon which there is no structure.
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