§ 326.3. Security program.
344 words·~2 min read·
/us/cfr/t12/s§ 326.3·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
(a)Contents of security program. The security program shall:
(1)Establish procedures for opening and closing for business and for the safekeeping of all currency, negotiable securities, and similar valuables at all times;
(2)Establish procedures that will assist in identifying persons committing crimes against the institution and that will preserve evidence that may aid in their identification and prosecution; such procedures may include, but are not limited to:
(i)Retaining a record of any robbery, burglary, or larceny committed against the institution;
(ii)Maintaining a camera that records activity in the banking office; and
(iii)Using identification devices, such as prerecorded serial-numbered bills, or chemical and electronic devices;
(3)Provide for initial and periodic training of officers and employees in their responsibilities under the security program and in proper employee conduct during and after a robbery, burglar or larceny; and
(4)Provide for selecting, testing, operating and maintaining appropriate security devices, as specified in paragraph
(b)of this section.
(b)Security devices. Each institution shall have, at a minimum, the following security devices:
(1)A means of protecting cash or other liquid assets, such as a vault, safe, or other secure space;
(2)A lighting system for illuminating, during the hours of darkness, the area around the vault, if the vault is visible from outside the banking office;
(3)An alarm system or other appropriate device for promptly notifying the nearest responsible law enforcement officers of an attempted or perpetrated robbery or burglary;
(4)Tamper-resistant locks on exterior doors and exterior windows that may be opened; and
(5)Such other devices as the security officer determines to be appropriate, taking into consideration:
(i)The incidence of crimes against financial institutions in the area;
(ii)The amount of currency or other valuables exposed to robbery, burglary, and larceny;
(iii)The distance of the banking office from the nearest responsible law enforcement officers;
(iv)The cost of the security devices;
(v)Other security measures in effect at the banking office; and
(vi)The physical characteristics of the structure of the banking office and its surroundings.