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Code · CFR · Title 12 — Banks and Banking · Part 22 — Loans in Areas Having Special Flood Hazards · § 22.6

§ 22.6. Required use of standard flood hazard determination form.

140 words·~1 min read·/us/cfr/t12/s§ 22.6·

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(a)Use of form. A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act. The standard flood hazard determination form may be used in a printed, computerized, or electronic manner. A national bank or Federal savings association may obtain the standard flood hazard determination form from FEMA's Web site at www.fema.gov.
(b)Retention of form. A national bank or Federal savings association shall retain a copy of the completed standard flood hazard determination form, in either hard copy or electronic form, for the period of time the bank or savings association owns the loan.
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