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Code · CFR · Title 12 — Banks and Banking · Part 2 — Sales of Credit Life Insurance · § 2.1

§ 2.1. Authority, purpose, and scope.

104 words·~1 min read·/us/cfr/t12/s§ 2.1·

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(a)Authority. A national bank may provide credit life insurance to loan customers pursuant to 12 U.S.C. 24 (Seventh).
(b)Purpose. The purpose of this part is to set forth the principles and standards that apply to a national bank's provision of credit life insurance and the limitations that apply to the receipt of income from those sales by certain individuals and entities associated with the bank.
(c)Scope. This part applies to the provision of credit life insurance by any national bank employee, officer, director, or principal shareholder, and certain entities in which such persons own an interest of more than ten percent.
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§ 2.1
Authority, purpose, and scope.
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