Tap any paragraph to write a margin note. Your notes collect in the Desk below the text and file under cases with @. The side-by-side margin rail opens on a larger screen.

Code · CFR · Title 12 — Banks and Banking · Part 192 — Conversions from Mutual to Stock Form · § 192.445

§ 192.445. Savings account holder's account after conversion.

131 words·~1 min read·/us/cfr/t12/s§ 192.445·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(a)In general. The savings association must provide each savings account holder, without payment, a withdrawable savings account or accounts in the same amount and under the same terms and conditions as their accounts before the conversion.
(b)Liquidation account. The savings association must provide a liquidation account for each eligible and supplemental eligible account holder under § 192.450.
(c)Voting rights. If the savings association is State-chartered and State law requires the savings association to provide voting rights to savings account holders or borrowers, the charter must:
(1)Limit these voting rights to the minimum required by State law; and
(2)Require the savings association to solicit proxies from the savings account holders and borrowers in the same manner that the savings association solicits proxies from its stockholders. Liquidation Account
★   the supreme law of the land   ★
Don't Tread on Me
E Pluribus Unum — out of many, one

"If you don't know your rights, you don't have any."

Marginalia · a citizen's law index
A research desk, not legal advice. Always read the cited source before relying on a summary.
Questions or an issue? support@self-law.org
disclaimerMarginalia is a research index, not a law firm. Nothing on this site is legal, tax, or financial advice and no attorney–client relationship is formed by using it. Statutes, regulations, and case law change; summaries, search results, AI output, and member posts may be incomplete, out of date, or wrong. Any interpretation drawn from material on this site should be validated by a licensed attorney in your jurisdiction before you act on it.