§ 1006.42. Sending required disclosures.
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/us/cfr/t12/s§ 1006.42·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
(a)Sending required disclosures—(1) In general. A debt collector who sends disclosures required by the Act and this part in writing or electronically must do so in a manner that is reasonably expected to provide actual notice, and in a form that the consumer may keep and access later.
(2)Exceptions. A debt collector need not comply with paragraph (a)(1) of this section when sending the disclosure required by § 1006.6(e) or § 1006.18(e) in writing or electronically, unless the disclosure is included on a notice required by § 1006.34(a)(1)(i) or § 1006.38(c) or (d)(2).
(b)Requirements for certain disclosures sent electronically. To comply with paragraph
(a)of this section, a debt collector who sends the notice required by § 1006.34(a)(1)(i)(B), or the disclosures described in § 1006.38(c) or (d)(2)(i), electronically must do so in accordance with section 101(c) of the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) (15 U.S.C. 7001(c)). [85 FR 76887, Nov. 30, 2020, as amended at 86 FR 5856, Jan. 19, 2021]
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