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Code · CFR · Title 12 — Banks and Banking · Part 1004 — Alternative Mortgage Transaction Parity (Regulation D) · § 1004.3

§ 1004.3. Preemption of State law.

85 words·~1 min read·/us/cfr/t12/s§ 1004.3·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

Pursuant to 12 U.S.C. 3803, a State-chartered or -licensed housing creditor may make, purchase, and enforce alternative mortgage transactions in accordance with § 1004.4(a) through
(c)of this part (as applicable), notwithstanding any provision of State law that restricts the ability of the housing creditor to adjust or renegotiate an interest rate or finance charge with respect to the transaction or to change the amount of interest or finance charges included in a regular periodic payment as a result of such an adjustment or renegotiation.
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§ 1004.3
Preemption of State law.
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