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Code · STATUTE-COMPILATIONS · Home Mortgage Disclosure Act of 1975 · Sec. 309

Sec. 309. effective date

268 words·~1 min read·/statute-compilations/comps-273/sec-309

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## Sec. 309 effective date **[**[12 U.S.C. 2808](/us/usc/t12/s2808)**]** ###
(a)In General This title shall take effect on the one hundred and eightieth day beginning after the date of its enactment. Any institution specified in section 303(2)(A) which has total assets as of its last full fiscal year of $10,000,000 or less is exempt from the provisions of this title. The Board, in consultation with the Secretary, may exempt institutions described in section 303(2)(B) that are comparable within their respective industries to institutions that are exempt under the preceding sentence (as determined without regard to the adjustment made by subsection (b)). ###
(b)CPI Adjustments ####
(1)In general Subject to paragraph (2), the dollar amount applicable with respect to institutions described in section 303(2)(A) under the 2d sentence of subsection
(a)shall be adjusted annually after December 31, 1996, by the annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers published by the Bureau of Labor Statistics. ####
(2)1-time adjustment for prior inflation The first adjustment made under paragraph
(1)after the date of the enactment of the Economic Growth and Regulatory Paperwork Reduction Act of 19963 shall be the percentage by which— 3September 30, 1996. #####
(A)the Consumer Price Index described in such paragraph for the calendar year 1996, exceeds #####
(B)such Consumer Price Index for the calendar year 1975. ####
(3)Rounding The dollar amount applicable under paragraph
(1)for any calendar year shall be the amount determined in accordance with subparagraphs
(A)and
(B)of paragraph
(2)and rounded to the nearest multiple of $1,000,000.
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