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Code · STATUTE-COMPILATIONS · Home Mortgage Disclosure Act of 1975 · Sec. 303

Sec. 303. definitions

203 words·~1 min read·/statute-compilations/comps-273/sec-303

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## Sec. 303 definitions **[**[12 U.S.C. 2802](/us/usc/t12/s2802)**]** For purposes of this title— ####
(1)the term “**Bureau**” means the Bureau of Consumer Financial Protection; ####
(2)the term “**mortgage loan**” means a loan which is secured by residential real property or a home improvement loan; ####
(3)the term “**depository institution**”— #####
(A)means— ######
(i)any bank (as defined in section 3(a)(1) of the Federal Deposit Insurance Act); ######
(ii)any savings association (as defined in section 3(b)(1) of the Federal Deposit Insurance Act); and ######
(iii)any credit union, which makes federally related mortgage loans as determined by the Board; and #####
(B)includes any other lending institution (as defined in paragraph (4)) other than any institution described in subparagraph (A); ####
(4)the term “**completed application**” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested; ####
(5)the term “**other lending institutions**” means any person engaged for profit in the business of mortgage lending; ####
(6)the term “**Board**” means the Board of Governors of the Federal Reserve System; and ####
(7)the term “**Secretary**” means the Secretary of Housing and Urban Development.
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