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Code · STATUTE-COMPILATIONS · Federal Credit Union Act · Sec. 306

Sec. 306. extensions of credit

357 words·~2 min read·/statute-compilations/comps-264/sec-306

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## Sec. 306 extensions of credit **[**[12 U.S.C. 1795e](/us/usc/t12/s1795e)**]** ###
(a)####
(1)A member may apply for an extension of credit from the Facility to meet its liquidity needs. The Board shall approve or deny any such application within five working days after receiving it. The Board shall not approve an application for credit the intent of which is to expand credit union portfolios32. 32Effective on December 31, 2021 (as amended), section 4016(b)(1)(C) of division A of Public Law 116–136 provides for an amendment to subsection (a)(1), in the second sentence, by striking “without first having obtained evidence from the applicant that the applicant has made reasonable efforts to first use primary sources of liquidity of the applicant, including balance sheet and market funding sources, to address the liquidity needs of the applicant” and inserting “the intent of which is to expand credit union portfolios”. Such amendment should be made to the third sentence instead of the second sentence; however, was executed according to the probable intent of Congress. ####
(2)The Board may advance funds to a member on terms and conditions prescribed by the Board after giving due consideration to creditworthiness. ####
(3)The Board shall not advance funds for the benefit of a credit union whose share or deposit accounts are insured by a State share or deposit guaranty credit union, insurance corporation, or guaranty association, without consultation with the appropriate State share or deposit guaranty credit union, insurance corporation, or guaranty association. ###
(b)The Secretary of the Treasury is authorized to lend to the Facility up to $500,000,000, in the event the Board certifies to the Secretary that the Facility does not have sufficient funds to meet liquidity needs of credit unions. Any such loan shall bear an interest rate not greater than one-eighth of 1 per centum above the current average market yield on outstanding obligations of the United States with remaining time to maturity comparable to the maturity of such loan. The authority of the Secretary to lend under this subsection shall be limited to such extent or in such amounts as are provided in advance in appropriation Acts.
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Sec. 306
extensions of credit
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