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Code · STATUTE-COMPILATIONS · safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by · Sec. 918

Sec. 918. Administrative enforcement

698 words·~3 min read·/statute-compilations/comps-260/sec-918

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## § 918 Administrative enforcement **[**[15 U.S.C. 1693o](/us/usc/t15/s1693o)**]** ###
(a)Subject to subtitle B of the Consumer Financial Protection Act of 2010, compliance with the requirements imposed under this title shall be enforced under— ####
(1)section 8 of the Federal Deposit Insurance Act, by the appropriate Federal banking agency, as defined in section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. 1813(q)), with respect to— #####
(A)national banks, Federal savings associations, and Federal branches and Federal agencies of foreign banks; #####
(B)member banks of the Federal Reserve System (other than national banks), branches and agencies of foreign banks (other than Federal branches, Federal agencies, and insured State branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act; and #####
(C)banks and State savings associations insured by the Federal Deposit Insurance Corporation (other than members of the Federal Reserve System), and insured State branches of foreign banks; ####
(2)the Federal Credit Union Act, by the Administrator of the National Credit Union Administration with respect to any Federal credit union; ####
(3)the Federal Aviation Act of 1958, by the Secretary of Transportation, with respect to any air carrier or foreign air carrier subject to that Act; ####
(4)the Securities Exchange Act of 1934, by the Securities and Exchange Commission, with respect to any broker or dealer subject to that Act and108 108So in law. Probably should read “; and” at the end of paragraph (4). #### (5)109 subtitle E of the Consumer Financial Protection Act of 2010, by the Bureau, with respect to any person subject to this title, except that the Bureau shall not have authority to enforce the requirements of section 920 or any regulations prescribed by the Board under section 920. 109The placement of paragraph
(5)reflects the probable intent of Congress. The amendment by section 1084(5)(A)(vii) of Public Law 111–203 provides for an instruction to add at the end of section 918(a) a new paragraph (5), however, the amendment probably should have been to add such new paragraph after paragraph
(4)since subsection
(a)contains continuation text. The terms used in paragraph
(1)that are not defined in this title or otherwise defined in section 3(s) of the Federal Deposit Insurance Act (12 U.S.C. 1813(s)) shall have the meaning given to them in section 1(b) of the International Banking Act of 1978 (12 U.S.C. 3101). ###
(b)For the purpose of the exercise by any agency referred to in any of paragraphs
(1)through
(4)of subsection
(a)of its powers under any Act referred to in that subsection, a violation of any requirement imposed under this title shall be deemed to be a violation of a requirement imposed under that Act. In addition to its powers under any provision of law specifically referred to in any of paragraphs
(1)through
(4)of subsection (a), each of the agencies referred to in that subsection may exercise, for the purpose of enforcing compliance with any requirement imposed under this title, any other authority conferred on it by law. ###
(c)Overall Enforcement Authority of the Federal Trade Commission Except to the extent that enforcement of the requirements imposed under this title is specifically committed to some other Government agency under any of paragraphs
(1)through
(4)of subsection (a), and subject to subtitle B of the Consumer Financial Protection Act of 2010, the Federal Trade Commission shall be authorized to enforce such requirements. For the purpose of the exercise by the Federal Trade Commission of its functions and powers under the Federal Trade Commission Act, a violation of any requirement imposed under this title shall be deemed a violation of a requirement imposed under that Act. All of the functions and powers of the Federal Trade Commission under the Federal Trade Commission Act are available to the Federal Trade Commission to enforce compliance by any person subject to the jurisdiction of the Federal Trade Commission with the requirements imposed under this title, irrespective of whether that person is engaged in commerce or meets any other jurisdictional tests under the Federal Trade Commission Act.
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  • Pub. L. 111-203
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Sec. 918
Administrative enforcement
Pub. L.Pub. L. 111-203
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