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Code · STATUTE-COMPILATIONS · safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by · Sec. 303

Sec. 303. Restriction on garnishment

485 words·~2 min read·/statute-compilations/comps-260/sec-303

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

## § 303 Restriction on garnishment **[**[15 U.S.C. 1673](/us/usc/t15/s1673)**]** ###
(a)Except as provided in subsection
(b)and in section 305, the maximum part of the aggregate disposable earnings of an individual for any workweek which is subjected to garnishment may not exceed71 71So in law. Probably should be “exceed—”. ####
(1)25 per centum of his disposable earnings for that week, or ####
(2)the amount by which his disposable earnings for that week exceed thirty times the Federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938 in effect at the time the earnings are payable, whichever is less. In the case of earnings for any pay period other than a week, the Secretary of Labor shall by regulation prescribe a multiple of the Federal minimum hourly wage equivalent in effect to that set forth in paragraph (2). ###
(b)####
(1)The restrictions of subsection
(a)do not apply in the case of— #####
(A)any order for the support of any person issued by a court of competent jurisdiction or in accordance with an administrative procedure, which is established by State law, which affords substantial due process, and which is subject to judicial review.72 72So in law. The period probably should be a semicolon. #####
(B)any order of any court of bankruptcy under chapter XIII of the Bankruptcy Act.73 73So in law. The period probably should be “; and” and the reference probably should be to chapter 13 of title 11, United States Code. #####
(C)any debt due for any State or Federal tax. ####
(2)The maximum part of the aggregate disposable earnings of an individual for any workweek which is subject to garnishment to enforce any order for the support of any person shall not exceed— #####
(A)where such individual is supporting his spouse or dependent child (other than a spouse or child with respect to whose support such order is used), 50 per centum of such individual's disposable earnings for that week; and #####
(B)where such individual is not supporting such a spouse or dependent child described in clause (A), 60 per centum of such individual's disposable earnings for that week; except that, with respect to the disposable earnings of any individual for any workweek, the 50 per centum specified in clause
(A)shall be deemed to be 55 per centum and the 60 per centum specified in clause
(B)shall be deemed to be 65 per centum, if and to the extent that such earnings are subject to garnishment to enforce a support order with respect to a period which is prior to the twelve-week period which ends with the beginning of such workweek. ###
(c)No court of the United States or any State, and no State (or officer or agency thereof), may make, execute, or enforce any order or process in violation of this section.
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Restriction on garnishment
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