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Code · STATUTE-COMPILATIONS · safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by · Sec. 186

Sec. 186. Relation to State laws

178 words·~1 min read·/statute-compilations/comps-260/sec-186

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

## § 186 Relation to State laws **[**[15 U.S.C. 1667e](/us/usc/t15/s1667e)**]** ###
(a)This chapter does not annul, alter, or affect, or exempt any person subject to the provisions of this chapter from complying with, the laws of any State with respect to consumer leases, except to the extent that those laws are inconsistent with any provision of this chapter, and then only to the extent of the inconsistency. The Bureau is authorized to determine whether such inconsistencies exist. The Bureau may not determine that any State law is inconsistent with any provision of this chapter if the Bureau determines that such law gives greater protection and benefit to the consumer. ###
(b)The Bureau shall by regulation exempt from the requirements of this chapter any class of lease transactions within any State if it determines that under the law of that State that class of transactions is subject to requirements substantially similar to those imposed under this chapter or that such law gives greater protection and benefit to the consumer, and that there is adequate provision for enforcement.
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Sec. 186
Relation to State laws
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