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Code · STATUTE-COMPILATIONS · safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by · Sec. 181

Sec. 181. Definitions

243 words·~1 min read·/statute-compilations/comps-260/sec-181

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

## § 181 Definitions **[**[15 U.S.C. 1667](/us/usc/t15/s1667)**]** For purposes of this chapter— ####
(1)The term “**consumer lease**” means a contract in the form of a lease or bailment for the use of personal property by a natural person for a period of time exceeding four months, and for a total contractual obligation not exceeding $50,000, primarily for personal, family, or household purposes, whether or not the lessee has the option to purchase or otherwise become the owner of the property at the expiration of the lease, except that such term shall not include any credit sale as defined in section 103(g)70. Such term does not include a lease for agricultural, business, or commercial purposes, or to a government or governmental agency or instrumentality, or to an organization. 70The reference to “**section 103(g)**” probably should be a reference to “**section 103(h)**”. See section 1100A(1)(A) of Public Law 111–203. ####
(2)The term “**lessee**” means a natural person who leases or is offered a consumer lease. ####
(3)The term “**lessor**” means a person who is regularly engaged in leasing, offering to lease, or arranging to lease under a consumer lease. ####
(4)The term “**personal property**” means any property which is not real property under the laws of the State where situated at the time offered or otherwise made available for lease. ####
(5)The terms “**security**” and “**security interest**” mean any interest in property which secures payment or performance of an obligation.
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  • Pub. L. 111-203
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Sec. 181
Definitions
Pub. L.Pub. L. 111-203
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