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Code · STATUTE-COMPILATIONS · safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by · Sec. 167

Sec. 167. Use of cash discounts

204 words·~1 min read·/statute-compilations/comps-260/sec-167

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

## § 167 Use of cash discounts **[**[15 U.S.C. 1666f](/us/usc/t15/s1666f)**]** ###
(a)####
(1)With respect to credit68 card which may be used for extensions of credit in sales transactions in which the seller is a person other than the card issuer, the card issuer may not, by contract or otherwise, prohibit any such seller from offering a discount to a cardholder to induce the cardholder to pay by cash, check, or similar means rather than use a credit card. 68So in law. Probably should read “With respect to a credit”. #### (2)69 No seller in any sales transaction may impose a surcharge on a cardholder who elects to use a credit card in lieu of payment by cash, check, or similar means. 69This paragraph ceased to be effective on February 27, 1984. ###
(b)With respect to any sales transaction, any discount from the regular price offered by the seller for the purpose of inducing payment by cash, checks, or other means not involving the use of an open-end credit plan or a credit card shall not constitute a finance charge as determined under section 106 if such discount is offered to all prospective buyers and its availability is disclosed clearly and conspicuously.
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