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Code · STATUTE-COMPILATIONS · safeguard the consumer in connection with the utilization of credit by requiring full disclosure of the terms and conditions of finance charges in credit transactions or in offers to extend credit; by · Sec. 129F

Sec. 129F. Requirements for prompt crediting of home loan payments

124 words·~1 min read·/statute-compilations/comps-260/sec-129f

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## § 129F Requirements for prompt crediting of home loan payments **[**[15 U.S.C. 1639f](/us/usc/t15/s1639f)**]** ###
(a)In General In connection with a consumer credit transaction secured by a consumer's principal dwelling, no servicer shall fail to credit a payment to the consumer's loan account as of the date of receipt, except when a delay in crediting does not result in any charge to the consumer or in the reporting of negative information to a consumer reporting agency, except as required in subsection (b). ###
(b)Exception If a servicer specifies in writing requirements for the consumer to follow in making payments, but accepts a payment that does not conform to the requirements, the servicer shall credit the payment as of 5 days after receipt.
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Sec. 129F
Requirements for prompt crediting of home loan payments
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