Sec. 6102. ADVERSE INFORMATION IN CASES OF TRAFFICKING
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## SEC. 6102 ADVERSE INFORMATION IN CASES OF TRAFFICKING ###
(a)In General The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is amended by inserting after section 605B the following: > > ## “SEC. 605C Adverse information in cases of trafficking > > **[**[15 U.S.C. 1681c-3](/us/usc/t15/s1681c-3)**]** > > > ### “(a) Definitions > > In this section: > > > #### “(1) Trafficking documentation > > The term ‘trafficking documentation’ means— > > > ##### “(A) > > documentation of— > > > ###### “(i) > > a determination that a consumer is a victim of trafficking made by a Federal, State, or Tribal governmental entity; or > > > ###### “(ii) > > by a court of competent jurisdiction; and > > > ##### “(B) > > documentation that identifies items of adverse information that should not be furnished by a consumer reporting agency because the items resulted from a severe form of trafficking in persons or sex trafficking of which the consumer is a victim. > > > #### “(2) Trafficking victims protection act of 2000 definitions > > The terms ‘severe forms of trafficking in persons’ and ‘sex trafficking’ have the meanings given, respectively, in section 103 of the Trafficking Victims Protection Act of 2000 (22 U.S.C. 7102). > > > #### “(3) Victim of trafficking > > The term ‘victim of trafficking’ means a person who is a victim of a severe form of trafficking in persons or sex trafficking. > > > ### “(b) Adverse Information > > A consumer reporting agency may not furnish a consumer report containing any adverse item of information about a consumer that resulted from a severe form of trafficking in persons or sex trafficking if the consumer has provided trafficking documentation to the consumer reporting agency. > > > ### “(c) Rulemaking > > > #### “(1) In general > > Not later than 180 days after the date of the enactment of this section, the Director shall issue rules to implement subsection (a). > > > #### “(2) Contents > > The rules issued pursuant to paragraph
(1)shall establish a method by which consumers shall submit trafficking documentation to consumer reporting agencies.” > . ###
(b)Table of Contents Amendment The table of contents of the Fair Credit Reporting Act is amended by inserting after the item relating to section 605B the following:" “605C. Adverse information in cases of trafficking.” ". ###
(c)Application **[**[15 U.S.C. 1681c-3 note](/us/usc/t15/s1681c-3)**]** The amendments made by this section shall apply on the date that is 30 days after the date on which the Director of the Bureau of Consumer Financial Protection issues a rule pursuant to section 605C(c) of the Fair Credit Reporting Act, as added by subsection
(a)of this section. Any rule issued by the Director to implement such section 605C shall be limited to preventing a consumer reporting agency from furnishing a consumer report containing any adverse item of information about a consumer (as such terms are defined, respectively, in section 603 the Fair Credit Reporting Act (15 U.S.C. 1681a)) that resulted from trafficking.
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Sec. 6102
ADVERSE INFORMATION IN CASES OF TRAFFICKING
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