Sec. 3. LOAN COUNSELING
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/statute-compilations/comps-16057/sec-3A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
## SEC. 3 LOAN COUNSELING Section 485(b) of the Higher Education Act of 1965 (20 U.S.C. 1092(b)) is amended— ####
(1)in clause (viii), by striking “and” after the semicolon; and ####
(2)by adding at the end the following: > > ###### “(x) > > an explanation that— > > > ###### “(I) > > the borrower may be contacted during the repayment period by third-party student debt relief companies; > > > ###### “(II) > > the borrower should use caution when dealing with those companies; and > > > ###### “(III) > > the services that those companies typically provide are already offered to borrowers free of charge through the Department or the borrower’s servicer; and ” > .
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