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Code · STATUTE-COMPILATIONS · Economic Growth, Regulatory Relief, and Consumer Protection Act · Sec. 207

Sec. 207. SMALL BANK HOLDING COMPANY POLICY STATEMENT

349 words·~2 min read·/statute-compilations/comps-15539/sec-207

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## SEC. 207 SMALL BANK HOLDING COMPANY POLICY STATEMENT ###
(a)Definitions **[**[12 U.S.C. 5371 note](/us/usc/t12/s5371)**]** In this section: ####
(1)Board The term “Board” means the Board of Governors of the Federal Reserve System. ####
(2)Savings and loan holding company The term “savings and loan holding company” has the meaning given the term in section 10(a) of the Home Owners’ Loan Act (12 U.S.C. 1467a(a)). ###
(b)Changes Required to Small Bank Holding Company Policy Statement on Assessment of Financial and Managerial Factors **[**[12 U.S.C. 5371 note](/us/usc/t12/s5371)**]** Not later than 180 days after the date of enactment of this Act, the Board shall revise appendix C to part 225 of title 12, Code of Federal Regulations (commonly known as the “Small Bank Holding Company and Savings and Loan Holding Company Policy Statement”), to raise the consolidated asset threshold under that appendix from $1,000,000,000 to $3,000,000,000 for any bank holding company or savings and loan holding company that— ####
(1)is not engaged in significant nonbanking activities either directly or through a nonbank subsidiary; ####
(2)does not conduct significant off-balance sheet activities (including securitization and asset management or administration) either directly or through a nonbank subsidiary; and ####
(3)does not have a material amount of debt or equity securities outstanding (other than trust preferred securities) that are registered with the Securities and Exchange Commission. ###
(c)Exclusions **[**[12 U.S.C. 5371 note](/us/usc/t12/s5371)**]** The Board may exclude any bank holding company or savings and loan holding company, regardless of asset size, from the revision under subsection
(b)if the Board determines that such action is warranted for supervisory purposes. ###
(d)Conforming Amendment Section 171(b)(5) of the Financial Stability Act of 2010 (12 U.S.C. 5371(b)(5)) is amended by striking subparagraph
(C)and inserting the following: > > ##### “(C) > > any bank holding company or savings and loan holding company that is subject to the application of appendix C to part 225 of title 12, Code of Federal Regulations (commonly known as the ‘Small Bank Holding Company and Savings and Loan Holding Company Policy Statement’).” > .
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Sec. 207
SMALL BANK HOLDING COMPANY POLICY STATEMENT
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