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Code · STATUTE-COMPILATIONS · Riegle Community Development and Regulatory Improvement Act of 1994 · Sec. 1

Sec. 1. SHORT TITLE; TABLE OF CONTENTS

1,350 words·~6 min read·/statute-compilations/comps-10825/sec-1

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

## SECTION 1 SHORT TITLE; TABLE OF CONTENTS ###
(a)Short Title This Act may be cited as the “Riegle Community Development and Regulatory Improvement Act of 1994”. ###
(b)Table of Contents The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I—COMMUNITY DEVELOPMENT AND CONSUMER PROTECTION Subtitle A—Community Development Banking and Financial Institutions Act Sec. 101. Short title. Sec. 102. Findings and purposes. Sec. 103. Definitions. Sec. 104. Establishment of National Fund for Community Development Banking. Sec. 104A. Capital investments for neighborhoods disproportionately impacted by the COVID–19 pandemic. Sec. 105. Applications for assistance. Sec. 106. Community partnerships. Sec. 107. Selection of institutions. Sec. 108. Assistance provided by the Fund. Sec. 109. Training. Sec. 110. Encouragement of private entities. Sec. 111. Collection and compilation of information. Sec. 112. Investment of receipts and proceeds. Sec. 113. Capitalization assistance to enhance liquidity. Sec. 114. Incentives for depository institution participation.22Section 1134 of Public Law 111–240 (124 Stat. 2515) added a new section 114A after section 114. The amendment did not make a conforming amendment to the table of sections. Sec. 115. Recordkeeping. Sec. 116. Special provisions with respect to institutions that are supervised by Federal banking agencies. Sec. 117. Studies and reports; examination and audit. Sec. 118. Inspector General. Sec. 119. Enforcement. Sec. 120. Community Development Revolving Loan Fund for credit unions. Sec. 121. Authorization of appropriations. Subtitle B—Home Ownership and Equity Protection Sec. 151. Short title. Sec. 152. Consumer protections for certain mortgages. Sec. 153. Civil liability. Sec. 154. Reverse mortgage disclosure. Sec. 155. Regulations. Sec. 156. Applicability. Sec. 157. Federal Reserve study. Sec. 158. Hearings on home equity lending.33Section 725 of Public Law 106–102 (113 Stat. 1471) added a new subtitle C at the end of title I establishing the microenterprise technical assistance and capacity building program. Such subtitle consists of sections 171 through 181. The amendment did not make a conforming amendment to the table of sections. TITLE II—SMALL BUSINESS CAPITAL FORMATION Subtitle A—Small Business Loan Securitization Sec. 201. Short title. Sec. 202. Small business related security. Sec. 203. Applicability of margin requirements. Sec. 204. Borrowing in the course of business. Sec. 205. Small business related securities as collateral. Sec. 206. Investment by depository institutions. Sec. 207. Preemption of State law. Sec. 208. Insured depository institution capital requirements for transfers of small business obligations. Sec. 209. Joint study on the impact of additional securities based on pooled obligations. Sec. 210. Consistent use of financial terminology. Subtitle B—Small Business Capital Enhancement Sec. 251. Findings and purposes. Sec. 252. Definitions. Sec. 253. Approving States for participation. Sec. 254. Participation agreements. Sec. 255. Terms of participation agreements. Sec. 256. Reports. Sec. 257. Reimbursement by the Fund. Sec. 258. Reimbursement to the Fund. Sec. 259. Regulations. Sec. 260. Authorization of appropriations. Sec. 261. Effective date. TITLE III—PAPERWORK REDUCTION AND REGULATORY IMPROVEMENT Sec. 301. Incorporated definitions. Sec. 302. Administrative consideration of burden with new regulations. Sec. 303. Streamlining of regulatory requirements. Sec. 304. Elimination of duplicative filings. Sec. 305. Coordinated and unified examinations. Sec. 306. Eighteen-month examination rule for certain small institutions. Sec. 307. Call report simplification. Sec. 308. Repeal of publication requirements. Sec. 309. Regulatory appeals process, ombudsman, and alternative dispute resolution. Sec. 310. Electronic filing of currency transaction reports. Sec. 311. Bank Secrecy Act publication requirements. Sec. 312. Exemption of business loans from Real Estate Settlement Procedures Act requirements. Sec. 313. Flexibility in choosing boards of directors. Sec. 314. Holding company audit requirements. Sec. 315. State regulation of real estate appraisals. Sec. 316. Acceleration of effective date for interaffiliate transactions. Sec. 317. Collateralization of public deposits. Sec. 318. Modification of regulatory provisions. Sec. 319. Expedited procedures. Sec. 320. Exemption of certain holding company formations from registration under the Securities Act of 1933. Sec. 321. Reduction of post-approval waiting periods for certain acquisitions and mergers. Sec. 322. Bankers' banks. Sec. 323. Bank Service Corporation Act amendment. Sec. 324. Merger transaction reports. Sec. 325. Credit card accounts receivable sales. Sec. 326. Limiting potential liability on foreign accounts. Sec. 327. GAO reports. Sec. 328. Study and report on capital standards and their impact on the economy. Sec. 329. Study on the impact of the payment of interest on reserves. Sec. 330. Study and report on the consumer credit system. Sec. 331. Clarification of provisions relating to administrative autonomy. Sec. 332. Exemption for business accounts. Sec. 333. Study on check-related fraud. Sec. 334. Insider lending. Sec. 335. Revisions of standards. Sec. 336. Alternative rules for radio advertising. Sec. 337. Deposit broker registration. Sec. 338. Amendments to the Depository Institution Management Interlocks Act. Sec. 339. Adverse information about consumers. Sec. 340. Simplified disclosure for existing depositors. Sec. 341. Feasibility study of data bank. Sec. 342. Timely completion of CRA review. Sec. 343. Time limit on agency consideration of completed applications. Sec. 344. Waiver of right of rescission for certain refinancing transactions. Sec. 345. Clarification of RESPA disclosure requirements. Sec. 346. Notice procedures for bank holding companies to seek approval to engage in certain activities. Sec. 347. Commercial mortgage related securities. Sec. 348. Clarifying amendment relating to data collection. Sec. 349. Guidelines for examinations. Sec. 350. Revising regulatory requirements for transfers of all types of assets with recourse. TITLE IV—MONEY LAUNDERING Sec. 401. Short title. Sec. 402. Reform of CTR exemption requirements to reduce number and size of reports consistent with effective law enforcement. Sec. 403. Single designee for reporting of suspicious transactions. Sec. 404. Improvement of identification of money laundering schemes. Sec. 405. Negotiable instruments drawn on foreign banks subject to recordkeeping and reporting requirements. Sec. 406. Imposition of civil money penalties by appropriate Federal banking agencies. Sec. 407. Uniform State licensing and regulation of check cashing, currency exchange, and money transmitting businesses. Sec. 408. Registration of money transmitting businesses to promote effective law enforcement. Sec. 409. Uniform Federal regulation of casinos. Sec. 410. Authority to grant exemptions to States with effective regulation and enforcement. Sec. 411. Criminal and civil penalties for structuring domestic and international transactions. Sec. 412. GAO study of cashiers' checks. Sec. 413. Technical amendments and corrections. TITLE V—NATIONAL FLOOD INSURANCE REFORM Sec. 501. Short title. Subtitle A—Definitions Sec. 511. Flood Disaster Protection Act of 1973. Sec. 512. National Flood Insurance Act of 1968. Subtitle B—Compliance and Increased Participation Sec. 521. Nonwaiver of flood purchase requirement for recipients of Federal disaster assistance. Sec. 522. Expanded flood insurance purchase requirements. Sec. 523. Escrow of flood insurance payments. Sec. 524. Placement of flood insurance by lenders. Sec. 525. Penalties for failure to require flood insurance or notify. Sec. 526. Fees for determining applicability of flood insurance purchase requirements. Sec. 527. Notice requirements. Sec. 528. Standard hazard determination forms. Sec. 529. Examinations regarding compliance. Sec. 530. Financial Institutions Examination Council. Sec. 531. Clerical amendment. Subtitle C—Ratings and Incentives for Community Floodplain Management Programs Sec. 541. Community rating system and incentives for community floodplain management. Sec. 542. Funding. Subtitle D—Mitigation of Flood Risks Sec. 551. Repeal of flooded property purchase and loan program. Sec. 552. Termination of erosion-threatened structures program. Sec. 553. Mitigation assistance program. Sec. 554. Establishment of National Flood Mitigation Fund. Sec. 555. Additional coverage for compliance with land use and control measures. Subtitle E—Task Forces Sec. 561. Flood Insurance Interagency Task Force. Sec. 562. Task Force on Natural and Beneficial Functions of the Floodplain. Subtitle F—Miscellaneous Provisions Sec. 571. Extension of flood insurance program. Sec. 572. Limitation on premium increases. Sec. 573. Maximum flood insurance coverage amounts. Sec. 574. Flood insurance program arrangements with private insurance entities. Sec. 575. Updating of flood maps. Sec. 576. Technical Mapping Advisory Council. Sec. 577. Evaluation of erosion hazards. Sec. 578. Study of economic effects of charging actuarially based premium rates for pre-FIRM structures. Sec. 579. Effective dates of policies. Sec. 580. Agricultural structures. Sec. 581. Implementation review by Director. Sec. 582. Prohibited flood disaster assistance. Sec. 583. Regulations. Sec. 584. Relation to State and local laws. TITLE VI—MISCELLANEOUS PROVISIONS Sec. 601. Oversight hearings. Sec. 602. Technical amendments to the Federal banking laws. # TITLE I COMMUNITY DEVELOPMENT AND CONSUMER PROTECTION ## Subtitle A Community Development Banking and Financial Institutions Act
Connections4 off-index
4 references not yet in our index
  • Pub. L. 111-240
  • 124 Stat. 2515
  • Pub. L. 106-102
  • 113 Stat. 1471
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cites case law
Sec. 1
SHORT TITLE; TABLE OF CONTENTS
Pub. L.Pub. L. 111-240
Stat.124 Stat. 2515
Pub. L.Pub. L. 106-102
Stat.113 Stat. 1471
Cites 4Cited by 0 across 0 sources
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