South Dakota

57A-4-101. Short title.

57A-4-102. Applicability.

57A-4-103. Variation by agreement--Measure of damages--Certain action constituting ordinary care.

57A-4-104. Definitions and index of definitions.

57A-4-105. "Bank"--"Collecting bank"--"Depositary bank"--"Intermediary bank"--"Payor bank"--"Presenting bank".

57A-4-106. Payable through or payable at bank--Collecting bank.

57A-4-107. Separate office of a bank.

57A-4-108. Time of receipt of items.

57A-4-109. Delays.

57A-4-110. Electronic presentment.

57A-4-111. Statute of limitations.

57A-4-201. Status of collecting bank as agent and provisional status of credits--Applicability of chapter--Item indorsed "pay any bank".

57A-4-202. Responsibility for collection or return--When action timely.

57A-4-203. Effect of instructions.

57A-4-204. Methods of sending and presenting--Sending directly to payor bank.

57A-4-205. Depositary bank holder of unendorsed item.

57A-4-206. Transfer between banks.

57A-4-207. Transfer warranties.

57A-4-208. Presentment warranties.

57A-4-209. Encoding and retention warranties.

57A-4-210. Security interest of collecting bank in items, accompanying documents, and proceeds.

57A-4-211. When bank gives value for purposes of holder in due course.

57A-4-212. Presentment by notice of item not payable by, through, or at a bank--Liability of drawer or indorser.

57A-4-213. Medium and time of settlement by bank.

57A-4-214. Right of charge-back or refund; Liability of collecting bank; Return of item.

57A-4-215. Final payment of item by payor bank--When provisional debits and credits become final--When certain credits become available for withdrawal.

57A-4-216. Insolvency and preference.

57A-4-301. Deferred posting--Recovery of payment by return of items--Time of dishonor--Return of items by payor bank.

57A-4-302. Payor bank's responsibility for late return of item.

57A-4-303. When items subject to notice, stop-payment order, legal process, or setoff--Order in which items may be charged or certified.

57A-4-401. When bank may charge customer's account.

57A-4-402. Bank's liability to customer for wrongful dishonor--Time of determining insufficiency of account.

57A-4-403. Customer's right to stop payment--Burden of proof of loss.

57A-4-404. Bank not obligated to pay check more than six months old.

57A-4-405. Death or incompetence of customer.

57A-4-406. Customer's duty to discover and report unauthorized signature or alteration.

57A-4-407. Payor bank's right to subrogation on improper payment.

57A-4-501. Handling of documentary drafts; Duty to send for presentment and to notify customer of dishonor.

57A-4-502. Presentment of "on arrival" drafts.

57A-4-503. Responsibility of presenting bank for documents and goods--Report of reasons for dishonor--Referee in case of need.

57A-4-504. Privilege of presenting bank to deal with goods--Security interest for expenses.

57A-4A-101. Short title.

57A-4A-102. Subject matter.

57A-4A-103. Payment order--Definitions.

57A-4A-104. Funds transfer--Definitions.

57A-4A-105. Other definitions.

57A-4A-106. Time payment order is received.

57A-4A-107. Federal reserve regulations and operating circulars.

57A-4A-108. Exclusion of consumer transactions governed by federal law.

57A-4A-201. Security procedure.

57A-4A-202. Authorized and verified payment orders.

57A-4A-203. Unenforceability of certain verified payment orders.

57A-4A-204. Refund of payment and duty of customer to report with respect to unauthorized payment order.

57A-4A-205. Erroneous payment orders.

57A-4A-206. Transmission of payment order through funds-transfer or other communication system.

57A-4A-207. Misdescription of beneficiary.

57A-4A-208. Misdescription of intermediary bank or beneficiary's bank.

57A-4A-209. Acceptance of payment order.

57A-4A-210. Rejection of payment order.

57A-4A-211. Cancellation and amendment of payment order.

57A-4A-212. Liability and duty of receiving bank regarding unaccepted payment order.

57A-4A-301. Execution and execution date.

57A-4A-302. Obligation of receiving bank in execution of payment order.

57A-4A-303. Erroneous execution of payment order.

57A-4A-304. Duty of sender to report erroneously executed payment order.

57A-4A-305. Liability for late or improper execution or failure to execute payment order.

57A-4A-401. Payment date.

57A-4A-402. Obligation of sender to pay receiving bank.

57A-4A-403. Payment by sender to receiving bank.

57A-4A-404. Obligation of beneficiary's bank to pay and give notice to beneficiary.

57A-4A-405. Payment by beneficiary's bank to beneficiary.

57A-4A-406. Payment by originator to beneficiary--Discharge of underlying obligation.

57A-4A-501. Variation by agreement and effect of funds-transfer system rule.

57A-4A-502. Creditor process served on receiving bank--Setoff by beneficiary's bank.

57A-4A-503. Injunction or restraining order with respect to funds transfer.

57A-4A-504. Order in which items and payment orders may be charged to account--Order of withdrawals from account.

57A-4A-505. Preclusion of objection to debit of customer's account.

57A-4A-506. Rate of interest.

57A-4A-507. Choice of law.