South Dakota
Title 54 · Chapter 54-3
50 entries
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54-3-1. Interest defined.
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54-3-1.1. Rate of interest set by written agreement--No maximum or usury restriction.
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54-3-2. Loan of money--Presumption as to interest.
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54-3-3. Annual rate of interest where not specified.
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54-3-4. Maximum rate of interest where no rate specified--Commencement where date not specified.
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54-3-5. Interest on moneys after they become due--Exception for express contracts or interest rate on bill, statement, or invoice--Limitation on interest rate.
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54-3-5.1. Interest on judgments, statutory liens and inverse condemnations.
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54-3-6. Legal rate of interest stipulated by contract after breach.
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54-3-7. 54-3-7. Repealed by SL 1981, ch 350, § 1.
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54-3-7.1. 54-3-7.1. Repealed by SL 1982, ch 341, § 4.
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54-3-7.2. 54-3-7.2. Repealed by SL 1972, ch 258.
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54-3-7.3. 54-3-7.3. Omitted.
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54-3-7.4. 54-3-7.4. Omitted.
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54-3-8. Interest on loan--Advance deduction.
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54-3-9. 54-3-9. Repealed by SL 1982, ch 341, § 7.
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54-3-10. 54-3-10. Repealed by SL 1975, ch 298.
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54-3-11. 54-3-11. Repealed by SL 1976, ch 309, § 7.
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54-3-12. 54-3-12. Repealed by SL 1982, ch 341, § 8.
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54-3-13. Regulated lenders exempt from interest rate limitations and usury statutes.
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54-3-14. Regulated lenders defined.
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54-3-15. Exemption from federal preemption of state usury laws.
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54-3-16. Official state interest rates.
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54-3-17. Recommendations for amendment of official rates.
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54-3A-1. Definition of terms.
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54-3A-2. Items included in amount financed.
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54-3A-3. Finance charges on installment sales contract.
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54-3A-4. 54-3A-4. Repealed by SL 1982, ch 343, § 3.
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54-3A-5. Additional charges allowed--Disclosure and explanation to consumer--Separate agreement.
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54-3A-6. Commencement of term of obligation--Down payments.
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54-3A-7. Modification of agreement to increase outstanding obligation prohibited--Exception.
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54-3A-8. Rule for computing refund of charges on prepayment.
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54-3A-8.1. Restriction on use of rule.
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54-3A-9. Rebate of portion of finance charge on prepayment or refinancing--Exceptions.
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54-3A-10. Rebate on acceleration of maturity.
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54-3A-11. Delinquent installments--Notice of penalty to consumer.
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54-3A-12. Imposition and collection of delinquency charge.
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54-3A-12.1. Imposition and collection of returned check charge--Maximum.
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54-3A-13. 54-3A-13. Repealed by SL 1982, ch 343, § 5.
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54-3A-14. Unilateral deferral by creditor prohibited.
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54-3A-15. Deferral agreement requirements.
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54-3A-16. Deferral charge not collected on refinancing.
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54-3A-17. Refinancing agreement--Rebate excluded.
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54-3A-18. Refinancing agreement requirements.
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54-3A-19. Creditor's remedies on delinquency.
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54-3A-20. Debt forfeited for excessive charges--Costs and attorney fees.
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54-3A-21. Limitation on action for excessive charges.
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54-3A-22. Demand required before action for excessive charges.
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54-3A-23. Proof of unintentional error.
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54-3A-24. Promulgation of rules.
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54-3A-25. Severability of provisions.