North Carolina

Article 2.

Chapter 24.

§ 24-1.1. Contract rates and fees.

§ 24-1.1A. Contract rates on home loans secured by first mortgages or first deeds of trust.

§ 24-1.1B. Repealed by Session Laws 1979, c.

§ 24-1.1C: Repealed by Session Laws 1998-119, s.

§ 24-1.1D. Expired.

§ 24-1.1E. Restrictions and limitations on high-cost home loans.

§ 24-1.1F. Rate spread home loans.

§ 24-1.2: Repealed by Session Laws 1998-119, s.

§ 24-1.2A. Equity lines of credit.

§ 24-1.3: Repealed by Session Laws 1979, 2nd Session, c.

§ 24-1.4. Interest rates for savings and loan associations.

§ 24-2. Penalty for usury; corporate bonds may be sold below par.

§ 24-2.1. Transactions governed by Chapter.

§ 24-2.2. Interest on extensions of credit by banks and savings and loan associations; exceptions.

§ 24-2.3. State opt-out from federal preemption.

§ 24-2.4. Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law.

§ 24-2.5. Mortgage bankers and mortgage brokers.

§ 24-3. Time from which interest runs.

§ 24-4. Obligations due guardians to bear compound interest; rate of interest.

§ 24-5. Interest on judgments.

§ 24-6. Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account.

§ 24-7. Interest from verdict to judgment added as costs.

§ 24-8. Loans not in excess of $300,000; what interest, fees and charges permitted.

§ 24-9. Loans exempt from rate and fee limitations.

§ 24-9.1. Certain repayments to consumers by public utilities not subject to claim or defense of usury.

§ 24-9.2: Repealed by Session Laws 1995, c.

§ 24-9.3. Economic development loans.

§ 24-10. Maximum fees on loans secured by real property.

§ 24-10.1. Late fees.

§ 24-10.2. Consumer protections in certain home loans.

§ 24-11. Certain revolving credit charges.

§ 24-11.1. Disclosure requirements for credit cards.

§ 24-11.2. Disclosure requirements for charge cards.

§ 24-13. Principal amount defined.

§ 24-14. Limitations on charges and interest.

§ 24-15: Repealed by Session Laws 1979, 2nd Session, c.

§ 24-16. Itemized closing statements.

§ 24-16.1. Loans exempt from §§ 24-12 to 24-17.

§ 24-17. Misdemeanors.