Georgia

33-5-1. Representation of unauthorized insurers prohibited.

33-5-2. Validity of contracts effectuated by unauthorized insurers; dissemination of advertising for or on behalf of unauthorized insurers.

33-5-3. Penalty for violations of chapter.

33-6-1. Purpose of article.

33-6-2. “Person” defined.

33-6-3. Unfair methods of competition or unfair and deceptive acts or practices prohibited.

33-6-4. Enumeration of unfair methods of competition and unfair or deceptive acts or practices; penalty.

33-6-5. Other unfair methods of competition and unfair and deceptive acts or practices.

33-6-6. Power of Commissioner as to investigation of unfair or deceptive acts or practices generally.

33-6-7. Conduct of hearings by Commissioner; rights of person being investigated; powers of Commissioner; service of process.

33-6-8. [Effective until July 1, 2023. See note.] Issuance of cease and desist orders; issuance of orders providing for other relief; change in orders; date on which orders appealable.

33-6-8. [Effective July 1, 2023. See note.] Issuance of cease and desist orders; issuance of orders providing for other relief; change in orders; date on which orders appealable.

33-6-9. Penalties for violations of cease and desist orders.

33-6-10. Orders of Commissioner and judicial review.

33-6-11. Intervenor appeal for judicial review.

33-6-12. Promulgation of rules and regulations by Commissioner.

33-6-13. Unlawful contracts, understandings, and combinations; powers of Commissioner as to enforcement of Code section.

33-6-14. Construction of article.

33-13-1. Definitions.

33-13-2. Acquisition or organization of subsidiaries by domestic insurers; conduct of business by subsidiaries; investment by insurers in securities of subsidiaries.

33-13-3. Acquisition of control of or merger with domestic insurer.

33-13-3.1. Acquisition of insurer; effect on competition.

33-13-4. Registration of insurers belonging to holding company systems.

33-13-5. Standards governing transactions by registered insurers with affiliates generally; extraordinary distributions; adequacy of surplus.

33-13-6. Powers of Commissioner to examine insurers; access to books and records; use of experts and consultants; payment of expenses; compelling production.

33-13-7. Power of Commissioner to participate in supervisory college; payment of expenses associated with participation in supervisory college.

33-13-7.1. Supervisors for internationally active insurance group; activities of supervisors; cooperation; entering into agreements; obtaining documentation; regulatory authority; payment of expenses.

33-13-8. Confidentiality of information and documents obtained during examinations or investigations; sharing certain information; not delegation of regulatory authority or rule making; responsibility for enforcement.

33-13-9. Rules and regulations and orders.

33-13-10. Injunctions; seizure or sequestration of voting securities.

33-13-11. Violations of this article.

33-13-12. Receivership.

33-13-13. Revocation, suspension, or nonrenewal of license or authority to do business.

33-13-14. Recovery by receiver of distributions paid in event of liquidation, rehabilitation, or conservation of insurer.

33-13-15. Aggrieved persons; appeal of actions of Commissioner; mandamus.

33-14-1. Applicability of chapter.

33-14-2. Definitions.

33-14-3. Applicability of general corporation statutes.

33-14-4. Execution and contents of application for charter.

33-14-5. Filing of application for charter; fee; certification and publication of application; approval or disapproval of charter.

33-14-6. Grant of corporate powers and privileges; issuance of certificate of incorporation; recordation of documents; appointment of attorney for acceptance of service of process.

33-14-7. Name of corporation.

33-14-8. Procedures for amendment or renewal of charter.

33-14-9. Powers of corporations generally.

33-14-10. Sale of subscriptions for insurance securities and sale offer of insurance securities.

33-14-11. Charitable, scientific, or educational donations.

33-14-12. Number, qualifications, election, and terms of directors.

33-14-13. Maintenance of principal place of business and records; maintenance of assets within state; removal of records or assets from state without approval.

33-14-14. Filing and terms of management and exclusive agency contracts; approval or disapproval of contracts by Commissioner.

33-14-15. Borrowing of money.

33-14-16. Participating and nonparticipating policies; earned dividend not to be made contingent upon payment of renewal premium.

33-14-17. Voting securities.

33-14-18. Filing of registration statement by holding company prior to offering of stock for sale to public; contents of statement; approval or disapproval of sale by Commissioner.

33-14-19. Regulation of financial interests in and transactions with insurers by officers, directors, committee members, or employees.

33-14-20. Limitation on commission received by persons selling stock of insurers; participation by corporate officers in commissions.

33-14-21. Limitation on organizational expenses.

33-14-22. Proceedings for correction of deficiency in assets or capital of insurer; institution of delinquency proceedings upon failure to correct deficiency.

33-14-23. Extinguishment of charters of corporations not actively engaged in business; automatic extinguishment of charter upon merger or consolidation.

33-14-24. Procedure for voluntary dissolution generally; effective date of dissolution; conditions precedent to effectuation of dissolution.

33-14-25. Procedure for surrender of charter.

33-14-26. Powers and duties of directors as trustees upon expiration of period of corporate existence; filling of vacancies and replacement of directors.

33-14-27. Continuance of corporate existence subsequent to dissolution or expiration.

33-24-1. Definitions.

33-24-2. Applicability of chapter.

33-24-3. Insurable interest; personal insurance.

33-24-4. Insurable interest; property insurance.

33-24-5. Persons having capacity to contract for insurance; purchase of insurance by or for minors; rescission, avoidance, or repudiation of contracts by minors.

33-24-6. Consent of insured to insurance contract; exceptions; reliance by insurer on statements in application.

33-24-6.1. Prerequisites for replacement life insurance exceeding insurance being surrendered.

33-24-7. Statements and descriptions in applications or in negotiations deemed representations and not warranties; effect of misrepresentations upon recovery under policies.

33-24-8. Admissibility in evidence of applications in actions between insurer and insured.

33-24-9. Approval or disapproval of forms.

33-24-10. Grounds for disapproval of forms.

33-24-10.1. Standard or uniform claim form.

33-24-11. Waiver by Commissioner of use of standard or uniform provisions in policies or contracts; approval of use of substitute provisions.

33-24-12. Noncomplying conditions or provisions; cancellation of contracts covering uninsurable subjects.

33-24-13. Execution of policies; use of facsimile signatures.

33-24-14. Delivery of policies; applicability of Uniform Electronic Transactions Act; additional mailings.

33-24-14.1. Electronic delivery of plan documentation.

33-24-15. When policies or contracts become effective.

33-24-16. Construction of policies.

33-24-16.1. Clarification of term “actual charge” or “actual fee”.

33-24-17. Assignment of policies.

33-24-18. Contents of insurance policies and annuity contracts generally.

33-24-19. Incorporation of constituent documents in policies.

33-24-19.1. Certificate of insurance forms to be approved by Commissioner; definitions; required provisions of certificate.

33-24-20. Provision in accident and sickness policies for termination of coverage of surviving spouse or as result of break in marital relationship; issuance of policy to spouse.

33-24-21. Provision in accident and sickness policies for termination of group coverage of surviving spouse or as result of break in marital relationship; issuance of policy to spouse.

33-24-21.1. Group accident and sickness contracts; conversion privilege and continuation right provisions; impact of federal legislation.

33-24-21.2. Continuation of coverage under group accident and sickness plans for persons 60 years of age or older.

33-24-22. Provision in health insurance policies for coverage of newly born or adopted children.

33-24-23. Provision in group policies of accident and sickness insurance for exclusion or reduction of benefits.

33-24-24. Provision in group or blanket accident and sickness policies of coverage for complications of pregnancy.

33-24-25. Provisions in group or blanket policies excluding or reducing coverage of persons eligible for or receiving medical assistance.

33-24-26. Provisions limiting or restricting payment of benefits for preexisting illnesses or conditions.

33-24-26.1. Provisions required in group policies or contracts of disability income insurance covering preexisting conditions; restrictions on preexisting condition limitations or exclusions.

33-24-27. Provision for reimbursement for services within the lawful scope of practice of psychologists or chiropractors.

33-24-27.1. Provision for reimbursement for services within the lawful scope of practice of optometrists.

33-24-27.2. Provision for reimbursement for services within the lawful scope of practice of athletic trainers.

33-24-28. Termination of coverage of dependent child upon attainment of specified age.

33-24-28.1. Coverage of treatment of mental health or substance use disorders.

33-24-28.2. Coverage of outpatient surgery.

33-24-28.3. Policies not to exclude payment to hospitals specializing in treatment of alcoholics or drug addicts.

33-24-28.4. Coverage of general anesthesia and hospital or ambulatory surgical facility charges for certain dental care.

33-24-29. Coverage for treatment of mental disorders under accident and sickness insurance benefit plans providing major medical benefits covering small groups; federal law.

33-24-29.1. Coverage for mental disorders under accident and sickness insurance benefit plans providing major medical benefits covering all groups except small groups.

33-24-30. Excluding or denying coverage on basis of violation of civil air regulations.

33-24-30.1. Excluding or denying coverage on basis of lawful firearms possession.

33-24-31. Provision in group disability income policies for offsetting of increased social security benefits.

33-24-32. Underwriters’ and combination policies.

33-24-33. Binders and other contracts for temporary insurance.

33-24-34. Authorization of group insurance for government employees; deduction of premiums from wages or salaries.

33-24-35. Withdrawal or retirement from group insurance plan.

33-24-36. Effect of government employee group insurance upon rights under Workers’ Compensation Act.

33-24-37. [Reserved] Effect of government employee group insurance upon local and special laws.

33-24-38. Renewal or extension of policies by certificate or endorsement.

33-24-39. Insurers to furnish forms for proof of loss; effect of furnishing or failure to furnish forms.

33-24-40. Acts of claims administration not to be deemed waiver of policies or defenses under policies.

33-24-41. Discharge of insurer by payment generally.

33-24-41.1. Motor vehicle accident claim covered by two or more insurance carriers; limited release.

33-24-41.2. Written notice by insurer to claimant of payment of claim in third-party settlement.

33-24-42. Payment of claims in event of simultaneous deaths.

33-24-43. Medium of payment.

33-24-44. Cancellation of policies generally.

33-24-44.1. Procedure for cancellation by insured and notice.

33-24-45. Cancellation or nonrenewal of automobile or motorcycle policies; procedure for review by Commissioner.

33-24-46. Cancellation or nonrenewal of certain property insurance policies.

33-24-47. Notice required of termination or nonrenewal, increase in premium rates, or change restricting or reducing coverage; failure of insurer to comply.

33-24-47.1. Notice prior to cancellation or nonrenewal of individual or group accident and sickness policy.

33-24-48. Acceptance of surety insurance companies as sureties upon bonds of persons or corporations; rights and liabilities of corporate sureties.

33-24-49. Deposit of funds covered by bonds.

33-24-50. Action as sureties upon guaranteed arrest bond certificates; acceptance of certificates.

33-24-51. Purchase of insurance covering injuries resulting from governmental ownership and use of motor vehicles; waiver of governmental immunity; limitation of liabilities.

33-24-52. Direct response insurance business.

33-24-53. Solicitation, release, or sale of automobile accident information prohibited; definitions; exceptions; penalties.

33-24-54. Payments to nonparticipating or nonpreferred providers of health care services.

33-24-55. Health insurance; recovery rights of state for payments made under Medicaid; rights of children to coverage; requirements for insurers under orders to provide coverage.

33-24-56. Prohibition against requiring referral from primary care physician to dermatologist.

33-24-56.1. Reimbursement of medical expense or disability benefit providers in personal injury cases; subrogation prohibited; notice.

33-24-56.2. Surveillance tests for ovarian cancer.

33-24-56.3. Colorectal cancer screening and testing.

33-24-56.4. Short title; definitions; payment for telehealth services.

33-24-56.5. Health benefit policy to provide coverage for orally administered chemotherapy for the treatment of cancer; definitions.

33-24-57. Health insurance; provision that coverage cannot be terminated due to individual claims experience required.

33-24-57.1. Health insurance identification card; issue required; contents; updating; social security numbers not to be displayed.

33-24-58. Newborn Baby and Mother Protection Act; short title.

33-24-58.1. Newborn Baby and Mother Protection Act; legislative findings and declaration.

33-24-58.2. Newborn Baby and Mother Protection Act; minimum health benefit policy coverage; prohibited actions by insurance providers; required notice to mother.

33-24-59. Women’s access to health care; health insurance; provision disclosing insured’s right to direct access to obstetricians and gynecologists required.

33-24-59.1. Coverage for treatment of dependent children with cancer.

33-24-59.2. Coverage for equipment and self-management training for individuals with diabetes; enforcement.

33-24-59.3. Payments sent directly to health care provider by insurer.

33-24-59.4. Confidentiality of medical information obtained from pharmacies; restrictions on release of information; penalty for violation.

33-24-59.5. Definitions; timely payment of health benefits; notification of failure to pay; penalties; applicability.

33-24-59.6. Prescribed female contraceptive drugs or devices; insurance coverage.

33-24-59.7. Coverage for the treatment of morbidly obese patients; short title; legislative findings; adoption of rules and regulations by Commissioner.

33-24-59.8. Coverage for prescription inhalers; no restriction on the number of days before obtaining a refill as prescribed.

33-24-59.9. Registered nurse first assistants.

33-24-59.10. Coverage for autism.

33-24-59.11. Insurance coverage for prescription drugs used in manner different than use authorized by FDA.

33-24-59.12. Patient access to eye care.

33-24-59.13. Exemptions from certain unfair trade practices for certain wellness and health improvement programs; incentives.

33-24-59.14. Definitions; prompt pay requirements; penalties.

33-24-59.15. Definitions; dental insurance.

33-24-59.16. Equal access to child’s health insurance information; exceptions.

33-24-59.17. Coverage of certain abortions through certain qualified health plans prohibited; definitions.

33-24-59.18. Coverage for treatment of a terminal condition.

33-24-59.19. Coverage for treatment of burns with skin substitutes utilizing cryopreserved cadaver derived skin tissue.

33-24-59.20. Access to stage four advanced, metastatic cancer treatments in health benefit plans.

33-24-59.21. Health plans to provide coverage for hearing aids for certain individuals; frequency of replacement; coverage of services and supplies; options for higher priced devices.

33-24-59.22. Prescription drug program defined; cost sharing; denial of coverage; dispensing fees.

33-24-59.23. Carrier issuing health benefit plans to pay insurance agent’s commissions; regulation.

33-24-59.24. Restrictions on payment methods prohibited; waiver of provisions prohibited; enforcement.

33-24-59.25. Establishment by health benefit plans of step therapy protocols; exception process; time requirements; appeals; construction; application.

33-24-59.26. Limitation on definition of “preexisting condition”.

33-24-59.27. Right to shop for insurance coverage; disclosure of pricing information; notice.

33-24-59.28. Insurer obligations for early prescription refills during emergencies.

33-24-59.29. Copayments.

33-24-59.30. Requirements for health insurance issuer for anatomical gifts or organ transplants; medically inappropriate organ transplants.

33-24-59.31. When a value-added product or service is not an unfair trade practice or unlawful inducement.

33-24-59.32. Cost-sharing requirements for diagnostic and supplemental breast screening examinations.

33-30-1. “Group accident and sickness insurance” defined; “true association” defined.

33-30-1.1. Applicability.

33-30-2. Effect of chapter upon other provisions.

33-30-3. “Blanket accident and sickness insurance” defined.

33-30-4. Required provisions generally.

33-30-4.1. Coverage for human heart transplants; optional endorsement; requirements; guidelines.

33-30-4.2. Insurance coverage for mammograms, Pap smears, and prostate-specific antigen tests.

33-30-4.3. Utilization of mail-order pharmaceutical distributors in policies, plans, contracts, or funds; utilization of other providers of pharmaceutical services under same terms and conditions.

33-30-4.4. Coverage for bone marrow transplants for the treatment of breast cancer and Hodgkin’s disease; optional endorsement; requirements; guidelines; applicability.

33-30-4.5. Coverage for child wellness services.

33-30-5. Direct payment for hospital or medical services.

33-30-6. Authority to issue blanket accident and sickness policies; filing of form; required provisions; applicability of Code section to similar entities.

33-30-7. Provision in group or blanket policies for medical or surgical services generally.

33-30-8. Requirement of application for policy and issuance of certificate for blanket accident and sickness insurance.

33-30-9. Payment of benefits under blanket accident and sickness policies.

33-30-10. Exemption of group and blanket policy proceeds from liability for debts of insured and beneficiary.

33-30-11. Applicability of Chapter 29 of title to group or blanket policies.

33-30-12. Standards and requirements for rating of small groups under accident and sickness insurance; exemptions.

33-30-13. Notices of premium increases to be mailed or delivered to group policyholder; notification of impact of federal Patient Protection and Affordable Care Act.

33-30-13.1. Furnishing claims experience to policyholders.

33-30-14. Insurance coverage for treatment of temporomandibular joint dysfunction or surgery for deformities of maxilla or mandible.

33-30-15. Continuation of similar coverage; preexisting conditions; procedures and guidelines.

33-30-16. Definitions; requirement to offer reasonably priced comprehensive major medical health insurance policy.

33-37-1. Construction and purpose of chapter.

33-37-2. Applicability.

33-37-3. Definitions.

33-37-4. Jurisdiction; exclusiveness of remedy; venue; change of venue.

33-37-5. Grounds for restraining orders and injunctions; rights regarding collateral pledged by insurer-member; process and timeline; options for renewal or restructuring of loan.

33-37-6. Cooperation with Commissioner mandated; penalties for failure to cooperate.

33-37-7. [Reserved] Effect of enactment of chapter on pending proceedings.

33-37-8. Prohibition against release from proceedings or continuing business.

33-37-8.1. Immunity of receivers and employees; indemnification; attorney’s fees; approval of settlement.

33-41-1. Short title.

33-41-2. Definitions.

33-41-3. Permissible business; limitations.

33-41-4. Prerequisites to transacting insurance.

33-41-5. Incorporation.

33-41-6. Name.

33-41-7. Directors or managers.

33-41-8. Amount of capital or surplus.

33-41-9. Letters of credit.

33-41-10. Application for and issuance of certificate of authority.

33-41-11. Refusal, suspension, or nonrenewal of certificate; expiration, renewal, amendment.

33-41-12. Assets.

33-41-13. Reserves.

33-41-14. Reinsurance.

33-41-15. Reports.

33-41-16. Examination by Commissioner or agent; confidentiality.

33-41-17. Fines.

33-41-18. Investments.

33-41-19. Rates, underwriting rules, and policy forms.

33-41-20. Exclusion from insolvency funds; participation in FAIR plan or joint underwriting association; assessment for payments to Subsequent Injury Trust Fund.

33-41-20.1. Membership of captive insurance companies in Georgia Insurers Insolvency Pool.

33-41-21. Rehabilitation, reorganization, conservation, and liquidation.

33-41-22. Taxation.

33-41-23. Certificate of dormancy.

33-41-24. Rule making authority.

33-41-25. Regulatory authority.

33-41-26. Inconsistent provisions not applicable to captive insurance companies.

33-46-1. Construction.

33-46-2. Application.

33-46-3. Legislative purposes and intent.

33-46-4. Definitions.

33-46-5. Certification of private review agents; exemption.

33-46-6. Requirements for certification; utilization of nationally recognized accreditation standards; website identifying nationally recognized accreditation entities.

33-46-7. Certificate application fees; information to be submitted with application.

33-46-8. Expiration and renewal of certificate.

33-46-9. Jurisdiction of Commissioner over private review agents and utilization review entities.

33-46-10. Applicability of Chapter 39 of Title 33.

33-46-11. Listings of certificate holders.

33-46-12. Reporting requirements.

33-46-13. Adoption of rules and regulations.

33-46-14. Exemptions from certificate requirements.

33-46-15. Exemptions from applicability of chapter.

33-46-16. Commissioner to issue annual report.