54-16-2. Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative.

138 words·~1 min read·/sd/title-54/chapter-54-16/54-16-2

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

A consumer reporting agency shall place a security freeze for a protected consumer if the agency receives a request from the protected consumer's representative for the placement of the security freeze under this section and the protected consumer's representative:

(1)Submits the request to the agency in the manner specified by the agency;

(2)Provides to the agency sufficient proof of identification of the protected consumer and the representative;

(3)Provides to the agency sufficient proof of authority to act on behalf of the protected consumer; and

(4)Pays to the agency a fee as provided in § 54-16-9 .

If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request under this section, the consumer reporting agency shall create a record for the protected consumer.