54-15-14. Resellers of credit information not required to place security freeze.
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/sd/title-54/chapter-54-15/54-15-14·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
No consumer reporting agency is required to place a security freeze in a consumer credit report if the consumer reporting agency acts only as a reseller of credit information by assembling and merging information contained in the data base of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent data base of credit information from which new consumer credit reports are produced. However, a consumer reporting agency shall honor any security freeze placed on a consumer credit report by another consumer reporting agency.