Unknown. Final rule; correction

3,655 words·~17 min read·/register/2023/08/25/2023-18240

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

--- schema: federal-register doc_type: fedreg source_file: FR-2023-08-25.xml --- 88 164 Friday, August 25, 2023 Contents Agriculture Agriculture Department NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 58234-58235 2023-18338 2023-18340 AIRFORCE Air Force Department NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 58254-58255 2023-18390 2023-18395 Meetings: Scientific Advisory Board, 58253-58254 2023-18382 Consumer Financial Protection Bureau of Consumer Financial Protection RULES Agency Contact Information;

Technical Corrections, 58065-58071 2023-18240 NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 58252-58253 2023-18349 Census Bureau Census Bureau NOTICES Charter Amendments, Establishments, Renewals and Terminations: 2030 Census Advisory Committee, 58237-58238 2023-18339 Requests for Nominations: 2030 Census Advisory Committee, 58236-58237 2023-18341 Centers Disease Centers for Disease Control and Prevention NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 58278-58281 2023-18362 2023-18363 Award of a Single-Source Cooperative Agreement to Fund: icddr,b (International Centre for Diarrhoeal Disease Research, Bangladesh), 58281 2023-18369 Meetings: Advisory Committee on Immunization Practices, 58277-58278 2023-18288 Centers Medicare Centers for Medicare & Medicaid Services NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 58281-58282 2023-18387 Agency Information Collection Activities;

Proposals, Submissions, and Approvals; Correction, 58282 2023-18279 Civil Rights Civil Rights Commission NOTICES Meetings: New York Advisory Committee, 58236 2023-18290 Coast Guard Coast Guard RULES Drawbridge Operations: Mill Neck Creek, Bayville, NY, 58102-58104 2023-18324 Safety Zone: Annual Events in the Captain of the Port Buffalo Zone, 58112-58113 2023-18273 Lake Erie, Black River, Lorain, OH, South of East Erie Avenue Bridge Adjacent to Black River Landing, 58106-58108 2023-18326 Lake of the Ozarks, Mile Marker 8, Lake Ozark, MO, 58104-58106 2023-18372 Ohio River Mile Markers 79.5-80, Wellsburg, WV, 58108-58110 2023-18347 Ohio River, Mile Markers 322.5 to 323, Ashland, KY, 58110-58112 2023-18374 Special Local Regulation:

Olympia Harbor Days Tug Boat Races, Budd Inlet, WA, 58102 2023-18327 PROPOSED RULES Drawbridge Operations: Mianus River, Greenwich, CT, 58174-58176 2023-18323 Reynolds Channel, Atlantic Beach, NY, 58176-58178 2023-18322 NOTICES Meetings: National Commercial Fishing Safety Advisory Committee, 58289-58290 2023-18321 Commerce Commerce Department See Census Bureau See Foreign-Trade Zones Board See Industry and Security Bureau See International Trade Administration See National Oceanic and Atmospheric Administration Committee for Purchase Committee for Purchase From People Who Are Blind or Severely Disabled NOTICES Procurement List;

Additions and Deletions, 58250-58251 2023-18355 2023-18356 Commodity Futures Commodity Futures Trading Commission PROPOSED RULES Swap Confirmation Requirements for Swap Execution Facilities, 58145-58157 2023-17747 NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Customer Clearing Documentation and Timing of Acceptance for Clearing, 58251-58252 2023-18364 Consumer Product Consumer Product Safety Commission NOTICES Meetings; Sunshine Act, 58253 2023-18441 Defense Department Defense Department See Air Force Department NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 58255-58256 2023-18391 2023-18396 Agency Information Collection Activities; Proposals, Submissions, and Approvals: Contract Financing, 58276 2023-18354 Preaward Survey Forms, 58277 2023-18352 Prospective Subcontractor Requests for Bonds, 58275-58276 2023-18353 Education Department Education Department NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Charter Online Management and Performance System Annual Performance Report, 58256-58257 2023-18291 Meetings:

National Board for Education Sciences, 58257-58258 2023-18373 Election Election Assistance Commission NOTICES Meetings; Sunshine Act, 58258 2023-18425 Employee Benefits Employee Benefits Security Administration NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 58312-58316 2023-18276 Energy Department Energy Department See Federal Energy Regulatory Commission Environmental Protection Environmental Protection Agency RULES New Source Performance Standards Review for Steel Plants:

Electric Arc Furnaces and Argon-Oxygen Decarburization Vessels, 58442-58494 2023-16747 PROPOSED RULES Air Quality State Implementation Plans; Approvals and Promulgations: Maryland; Regional Haze State Implementation Plan for the Second Implementation Period, 58178-58202 2023-18278 New York; Elements of the 2008 and 2015 Ozone National Air Quality Standards, 58202-58210 2023-18283 NOTICES Application: Emergency Exemption; Ortho-phthalaldehyde, 58265-58266 2023-18389 Environmental Impact Statements;

Availability, etc., 58264 2023-18337 Integrated Science Assessment for Ozone and Related Photochemical Oxidants, 58264-58265 2023-18335 Federal Aviation Federal Aviation Administration RULES Airspace Designations; Incorporation by Reference, 58071-58072 2023-18344 PROPOSED RULES Airworthiness Directives: Airbus SAS Airplanes, 58116-58120 2023-17773 Pratt and Whitney Engines, 58114-58116 2023-18259 The Boeing Company Airplanes, 58120-58123 2023-17775 NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals: Carbon Offsetting and Reduction Scheme for International Aviation Monitoring, Reporting, and Verification Program, 58433-58434 2023-18319 Federal Bureau Federal Bureau of Investigation PROPOSED RULES Child Protection Improvements Act Criteria for Designated Entity Determinations, 58167-58173 2023-18194 Federal Communications Federal Communications Commission PROPOSED RULES Cybersecurity Labeling for Internet of Things, 58211-58229 2023-18357 Television Broadcasting Services:

Alamogordo, NM, 58210-58211 2023-18343 NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 58266-58268 2023-18351 Federal Deposit Federal Deposit Insurance Corporation NOTICES Meetings; Sunshine Act, 58268-58269 2023-18421 Federal Emergency Federal Emergency Management Agency NOTICES Flood Hazard Determinations, 58290-58299 2023-18282 2023-18284 2023-18285 2023-18286 2023-18287 Federal Energy Federal Energy Regulatory Commission NOTICES Combined Filings, 58258-58260, 58263 2023-18333 2023-18334 Environmental Assessments;

Availability, etc.: City of River Falls Municipal Utilities, 58260 2023-18392 Pyrites Hydro, LLC, 58263 2023-18394 Post-Technical Conference Comments: Physical Security Technical Conference, 58260-58262 2023-18336 Waiver Period for Water Quality Certification Application: Pyrites Hydro, LLC, 58263-58264 2023-18393 Federal Motor Federal Motor Carrier Safety Administration NOTICES Exemption Application: Commercial Driver's License; State of Hawaii, 58434-58435 2023-18361 Federal Railroad Federal Railroad Administration NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals, 58435-58436 2023-18330 Federal Reserve Federal Reserve System NOTICES Proposals to Engage in or to Acquire Companies Engaged in Permissible Nonbanking Activities, 58269 2023-18371 Federal Trade Federal Trade Commission NOTICES Analysis of Agreement Containing Consent Order to Aid Public Comment: EQT and Quantum, 58269-58275 2023-18272 Food and Drug Food and Drug Administration PROPOSED RULES Fish and Shellfish; Canned Tuna Standard of Identity and Standard of Fill of Container, 58157-58167 2023-17916 NOTICES Withdrawal of Approval of New Drug Application:

Pepaxto, Equivalent to 20 Milligrams Base per Vial, 58282-58284 2023-18320 Foreign Assets Foreign Assets Control Office RULES Cuban Assets Control Regulations; CFR Correction, 58102 2023-18455 Foreign Trade Foreign-Trade Zones Board NOTICES Approval of Subzone Status: LL Flooring Services, LLC, Sandston, VA, 58238 2023-18388 General Services General Services Administration NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Contract Financing, 58276 2023-18354 Preaward Survey Forms, 58277 2023-18352 Prospective Subcontractor Requests for Bonds, 58275-58276 2023-18353 Health and Human Health and Human Services Department See Centers for Disease Control and Prevention See Centers for Medicare & Medicaid Services See Food and Drug Administration See Health Resources and Services Administration See National Institutes of Health Health Resources Health Resources and Services Administration NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals: Standardized Work Plan Form for Use with Applications to the Bureau of Health Workforce Research and Training Grants and Cooperative Agreements, 58284-58285 2023-18360 Homeland Homeland Security Department See Coast Guard See Federal Emergency Management Agency Indian Affairs Indian Affairs Bureau NOTICES Documented Petition: Federal Acknowledgment as an American Indian Tribe, 58299 2023-18296 Industry Industry and Security Bureau NOTICES Order Denying Export Privileges:

Ilya Balakaev, Radiotester OOO a/k/a Radiotester LLC; Renewal, 58238-58242 2023-18311 Interior Interior Department See Indian Affairs Bureau See National Park Service See Ocean Energy Management Bureau Internal Revenue Internal Revenue Service NOTICES Meetings: Art Advisory Panel, 58439 2023-18293 International Trade Adm International Trade Administration NOTICES Antidumping or Countervailing Duty Investigations, Orders, or Reviews: Certain Steel Nails from the People's Republic of China, 58242-58244 2023-18314 Light-Walled Rectangular Pipe and Tube from the People's Republic of China, 58244-58245 2023-18385 Determination of Sales at Less than Fair Value:

Corrosion-Resistant Steel Products from Taiwan, 58245-58248 2023-18386 Justice Department Justice Department See Federal Bureau of Investigation See Justice Programs Office NOTICES Proposed Consent Decree: CERCLA, 58311 2023-18295 Justice Programs Justice Programs Office NOTICES Meetings: Coordinating Council on Juvenile Justice and Delinquency Prevention, 58311-58312 2023-18348 Labor Department Labor Department See Employee Benefits Security Administration Management Management and Budget Office NOTICES Statistical Policy Directive No. 3:

Compilation, Release, and Evaluation of Principal Federal Economic Indicators: Proposal to Change Timing of Public Comments by Employees of the Executive Branch, 58316-58318 2023-18313 NASA National Aeronautics and Space Administration NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals, 58318 2023-18269 Agency Information Collection Activities; Proposals, Submissions, and Approvals: Contract Financing, 58276 2023-18354 Preaward Survey Forms, 58277 2023-18352 Prospective Subcontractor Requests for Bonds, 58275-58276 2023-18353 National Endowment for the Arts National Endowment for the Arts NOTICES Agency Information Collection Activities;

Proposals, Submissions, and Approvals: Generic Clearance for the Collection of Qualitative Feedback on Agency Service Delivery, 58318-58319 2023-18274 National Foundation National Foundation on the Arts and the Humanities See National Endowment for the Arts National Highway National Highway Traffic Safety Administration PROPOSED RULES Corporate Average Fuel Economy Standards: Passenger Cars and Light Trucks for Model Years 2027-2032 and Fuel Efficiency Standards for Heavy-Duty Pickup Trucks and Vans for Model Years 2030-2035, 58232-58233 2023-18309 Passenger Cars and Light Trucks for Model Years 2027-2032 and Fuel Efficiency Standards for Heavy-Duty Pickup Trucks and Vans for Model Years 2030-2035;

Correction, 58229-58232 2023-18310 NOTICES Petition for Decision of Inconsequential Noncompliance: Ricon Corp. and Navistar, Inc., 58436-58439 2023-18332 National Institute National Institutes of Health NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Application Process for Clinical Research Training and Medical Education at the Clinical Center and its impact on Course and Training Program Enrollment and Effectiveness, 58286-58287 2023-18384 Meetings:

National Center for Complementary and Integrative Health, 58288 2023-18281 National Institute of Biomedical Imaging and Bioengineering, 58288-58289 2023-18280 National Institute of General Medical Sciences, 58287 2023-18376 National Institute on Aging, 58285, 58287-58288 2023-18368 2023-18377 2023-18378 2023-18380 2023-18383 National Institute on Alcohol Abuse and Alcoholism, 58285-58286 2023-18375 National Labor National Labor Relations Board RULES Representation Case Procedures, 58075-58102 2023-18129 2023-18130 National Oceanic National Oceanic and Atmospheric Administration RULES Fisheries of the Northeastern United States:

Northeast Multispecies Fishery; Framework Adjustment 65, 58113 C1-2023-17592 PROPOSED RULES Chumash Heritage National Marine Sanctuary, 58123-58145 2023-18271 NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Assessing Public Preferences and Values to Support Coastal and Marine Management, 58248-58250 2023-18292 Meetings: Schedules for Atlantic Shark Identification Workshops and Protected Species Safe Handling, Release, and Identification Workshops;

Correction, 58248 2023-18365 National Park National Park Service NOTICES National Register of Historic Places: Pending Nominations and Related Actions, 58299-58300 2023-18329 National Science National Science Foundation NOTICES Meetings: Proposal Review Panel for Innovation and Technology Ecosystems, 58320 2023-18277 Permits; Applications, Issuances, etc.: Antarctic Conservation Act, 58319-58320 2023-17498 Nuclear Regulatory Nuclear Regulatory Commission NOTICES Environmental Assessments;

Availability, etc.: Independent Spent Fuel Storage Facilities Decommissioning Funding Plans, Finding of No Significant Impact, 58320-58323 2023-18331 Ocean Energy Management Ocean Energy Management Bureau PROPOSED RULES Risk Management and Financial Assurance for OCS Lease and Grant Obligations, 58173-58174 2023-18370 NOTICES Oil and Gas Lease Sale: Gulf of Mexico Outer Continental Shelf Oil and Gas Lease Sale 261, 58300-58310 2023-18342 Gulf of Mexico, Outer Continental Shelf, Oil and Gas Lease Sale 261, 58310-58311 2023-18345 Personnel Personnel Management Office NOTICES Meetings:

Federal Prevailing Rate Advisory Committee, 58323 2023-18358 Postal Regulatory Postal Regulatory Commission NOTICES New Postal Products, 58323-58324 2023-18275 Securities Securities and Exchange Commission NOTICES Self-Regulatory Organizations; Proposed Rule Changes: Cboe BZX Exchange, Inc., 58327-58329, 58334-58336 2023-18303 2023-18305 Cboe Exchange, Inc., 58336-58341 2023-18308 Miami International Securities Exchange, LLC, 58378-58404 2023-18299 MIAX Emerald, LLC, 58341-58364 2023-18300 MIAX PEARL, LLC, 58404-58430 2023-18302 Nasdaq BX, Inc., 58373-58378 2023-18301 Nasdaq ISE, LLC, 58368-58373 2023-18304 Nasdaq MRX, LLC, 58329-58334 2023-18306 Nasdaq PHLX, LLC, 58324-58327 2023-18307 NYSE National, Inc., 58364-58368 2023-18297 The Nasdaq Stock Market, LLC, 58341 2023-18298 Small Business Small Business Administration NOTICES Disaster Declaration:

New Jersey, 58430-58431 2023-18315 Tennessee, 58431 2023-18316 Social Social Security Administration NOTICES Privacy Act; Matching Program, 58431-58432 2023-18318 State Department State Department RULES Access to Information; Privacy Act Provisions, 58072-58075 2023-18143 Surface Transportation Surface Transportation Board NOTICES Operation Exemption: Washington, Idaho and Montana Railway, LLC; BLPI RR, LLC, 58432-58433 2023-18270 Transportation Department Transportation Department See Federal Aviation Administration See Federal Motor Carrier Safety Administration See Federal Railroad Administration See National Highway Traffic Safety Administration Treasury Treasury Department See Foreign Assets Control Office See Internal Revenue Service COMMITTEE U.S.

Committee on the Marine Transportation System NOTICES Guidance: Responding to Munitions and Explosives of Concern in United States Federal Waters, 58235-58236 2023-18381 Veteran Affairs Veterans Affairs Department NOTICES Agency Information Collection Activities; Proposals, Submissions, and Approvals: Per Diem to States for Care of Eligible Veterans in State Homes, 58439-58440 2023-18312 Separate Parts In This Issue Part II Environmental Protection Agency, 58442-58494 2023-16747 Reader Aids Consult the Reader Aids section at the end of this issue for phone numbers, online resources, finding aids, and notice of recently enacted public laws.

To subscribe to the Federal Register Table of Contents electronic mailing list, go to https://public.govdelivery.com/accounts/USGPOOFR/subscriber/new, enter your e-mail address, then follow the instructions to join, leave, or manage your subscription. 88 164 Friday, August 25, 2023 Rules and Regulations CONSUMER FINANCIAL PROTECTION BUREAU 12 CFR Parts 1022, 1002, and 1026 Agency Contact Information; Technical Corrections AGENCY: Consumer Financial Protection Bureau. ACTION: Final rule; correction.

SUMMARY: On March 20, 2023, the Consumer Financial Protection Bureau (Bureau or CFPB) published the “Agency Contact Information” final rule in the **Federal Register** . The Bureau has identified four clerical errors in that final rule. These errors are found in the Federal agency contact information that must be provided with Equal Credit Opportunity Act adverse action notices in appendix A to Regulation B, the Fair Credit Reporting Act Summary of Consumer Rights in appendix K to Regulation V, and a Bureau website address where the public may access certain APR tables referenced in comment appendix J-2 to Regulation Z.

This document corrects these errors. DATES: This correction is effective on September 25, 2023. FOR FURTHER INFORMATION CONTACT: Luke Diamond, Counsel or Ruth Van Veldhuizen, Senior Counsel, Office of Regulations, at 202-435-7700. If you require this document in an alternative electronic format, please contact *CFPB_Accessibility@cfpb.gov.* SUPPLEMENTARY INFORMATION: On March 20, 2023, the Consumer Financial Protection Bureau (Bureau or CFPB) published the “Agency Contact Information” final rule in the **Federal Register** .

This final rule made non-substantive corrections and updates to Bureau and other Federal agency contact information found at certain locations in Regulations B, E, F, J, V, X, Z, and DD, including Federal agency contact information that must be provided with Equal Credit Opportunity Act adverse action notices and the Fair Credit Reporting Act Summary of Consumer Rights. This final rule also revised the chapter heading, made various non-substantive changes to Regulations B and V, and provided a Bureau website address where the public may access certain APR tables referenced in Regulation Z.

The Bureau has identified four clerical errors in the final rule. First, in appendix A to Regulation B, “National Credit Union Administration, Office of Consumer Financial Protection (OCFP), Division of Consumer Compliance Policy and Outreach, 1775 Duke Street, Alexandria, VA 22314” should read “National Credit Union Administration, Office of Consumer Financial Protection (OCFP), 1775 Duke Street, Alexandria, VA 22314.” Second, on page two of the Fair Credit Reporting Act Summary of Consumer Rights (found in appendix K to Regulation V), the toll-free opt out phone number listed as 1-800-XXX-XXXX should read 1-888-567-8688.

Third, on page four of the Fair Credit Reporting Act Summary of Consumer Rights, “Assistant General Counsel for Office of Aviation Protection” should read “Assistant General Counsel for Office of Aviation Consumer Protection.” Fourth, in comment appendix J-2 to Regulation Z, *https://www.consumerfinance.gov/resources/applicable-requirements/annual-percentage-rate-tables/* should read *https://www.consumerfinance.gov/compliance/compliance-resources/other-applicable-requirements/annual-percentage-rate-tables/.* *Regulatory Requirements:* The Bureau finds that public comment on this correction is unnecessary because the Bureau is correcting inadvertent, technical errors, about which there is minimal, if any, basis for substantive disagreement.

Because no notice of proposed rulemaking is required, the Regulatory Flexibility Act does not require an initial or final regulatory flexibility analysis. The Bureau has determined that these corrections do not impose any new or revise any existing recordkeeping, reporting, or disclosure requirements on covered entities or members of the public that would be collections of information requiring OMB approval under the Paperwork Reduction Act. List of Subjects 12 CFR Part 1002 Aged, Banks, Banking, Civil rights, Consumer protection, Credit, Credit unions, Discrimination, Fair lending, Marital status discrimination, National banks, National origin discrimination, Penalties, Race discrimination, Religious discrimination, Reporting and recordkeeping requirements, Savings associations, Sex discrimination. 12 CFR Part 1022 Banks, Banking, Consumer protection, Credit unions, Fair Credit Reporting Act, Holding companies, National banks, Privacy, Reporting and recordkeeping requirements, Savings associations, State member banks. 12 CFR Part 1026 Advertising, Appraisal, Appraiser, Banking, banks, Consumer protection, Credit, Credit unions, Mortgages, National banks, Reporting and recordkeeping requirements, Savings associations, Truth in lending.

Authority and Issuance For the reasons set forth above, the Bureau amends 12 CFR chapter X, as set forth below: PART 1002—EQUAL CREDIT OPPORTUNITY ACT (REGULATION B) 1. The authority citation for part 1002 continues to read as follows: Authority: 12 U.S.C. 5512, 5581; 15 U.S.C. 1691b. 2. Revise appendix A to read as follows: Appendix A to Part 1002—Federal Agencies To Be Listed in Adverse Action Notices The following list indicates the Federal agency or agencies that should be listed in notices provided by creditors pursuant to § 1002.9(b)(1).

Any questions concerning a particular creditor may be directed to such agencies. This list is not intended to describe agencies' enforcement authority for ECOA and Regulation B. Terms that are not defined in the Federal Deposit Insurance Act (12 U.S.C. 1813(s)) shall have the meaning given to them in the International Banking Act of 1978 (12 U.S.C. 3101). 1. *Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates:* Bureau of Consumer Financial Protection, 1700 G Street NW, Washington, DC 20552.

Such affiliates that are not banks, savings associations, or credit unions also should list, in addition to the Bureau: Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue NW, Washington, DC 20580. 2. To the extent not included in item 1 above: a. *National Banks, Federal savings associations, and Federal branches and Federal agencies of foreign banks:* Office of the Comptroller of the Currency, Customer Assistance Group, P.O. Box 53570, Houston, TX 77052. b. *State member banks, branches and agencies of foreign banks (other than Federal branches, Federal agencies, and insured State branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act:* Federal Reserve Consumer Help Center, P.O.

Box 1200, Minneapolis, MN 55480. c. *Nonmember Insured Banks, Insured State Branches of Foreign Banks, and Insured State Savings Associations:* Division of Depositor and Consumer Protection, National Center for Consumer and Depositor Assistance, Federal Deposit Insurance Corporation, 1100 Walnut Street, Box #11, Kansas City, MO 64106. d. *Federal Credit Unions:* National Credit Union Administration, Office of Consumer Financial Protection (OCFP), 1775 Duke Street, Alexandria, VA 22314. 3. *Air Carriers:* Assistant General Counsel for Office of Aviation Consumer Protection, Department of Transportation, 1200 New Jersey Avenue SE, Washington, DC 20590. 4. *Creditors Subject to Surface Transportation Board:* Office of Public Assistance, Governmental Affairs, and Compliance, Surface Transportation Board, 395 E Street SW, Washington, DC 20423. 5. *Creditors Subject to Packers and Stockyards Act:* Nearest Packers and Stockyards Division Regional Office. 6. *Small Business Investment Companies:* Associate Administrator, Office of Capital Access, United States Small Business Association, 409 Third Street SW, Suite 8200, Washington, DC 20416. 7. *Brokers and Dealers:* Securities and Exchange Commission, 100 F Street NE, Washington, DC 20549. 8. *Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Production Credit Associations:* Farm Credit Administration, 1501 Farm Credit Drive, McLean, VA 22102-5090. 9. *Retailers, Finance Companies, and All Other Creditors Not Listed Above:* Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue NW, Washington, DC 20580.

PART 1022—FAIR CREDIT REPORTING (REGULATION V) 3. The authority citation for part 1022 continues to read as follows: Authority: 12 U.S.C. 5512, 5581; 15 U.S.C. 1681a, 1681b, 1681c, 1681c-1, 1681c-3, 1681e, 1681g, 1681i, 1681j, 1681m, 1681s, 1681s-2, 1681s-3, and 1681t; Sec. 214, Pub. L. 108-159, 117 Stat. 1952. 4. Revise appendix K to read as follows: Appendix K to Part 1022—Summary of Consumer Rights The prescribed form for this summary is a disclosure that is substantially similar to the Bureau's model summary with all information clearly and prominently displayed.

The list of Federal regulators that is included in the Bureau's prescribed summary may be provided separately so long as this is done in a clear and conspicuous way. A summary should accurately reflect changes to those items that may change over time ( *e.g.,* dollar amounts, or telephone numbers and addresses of Federal agencies) to remain in compliance. Translations of this summary will be in compliance with the Bureau's prescribed model, provided that the translation is accurate and that it is provided in a language used by the recipient consumer.

BILLING CODE 4810-AM-P ER25AU23.004 ER25AU23.005 ER25AU23.006 ER25AU23.007 BILLING CODE 4810-AM-C PART 1026—TRUTH IN LENDING (REGULATION Z) 5. The authority citation for part 1026 continues to read as follows: Authority: 12 U.S.C. 2601, 2603-2605, 2607, 2609, 2617, 3353, 5511, 5512, 5532, 5581; 15 U.S.C. 1601 *et seq.* 6. Supplement I is amended by revising *Appendix J* to read as follows: Supplement I to Part 1026—Official Interpretations Appendix J—Annual Percentage Rate Computations for Closed-End Credit Transactions *1.

Use of appendix J.* Appendix J sets forth the actuarial equations and instructions for calculating the annual percentage rate in closed-end credit transactions. While the formulas contained in this appendix may be directly applied to calculate the annual percentage rate for an individual transaction, they may also be utilized to program calculators and computers to perform the calculations. *2. Relation to Bureau tables.* The Bureau's Annual Percentage Rate Tables also provide creditors with a calculation tool that applies the technical information in appendix J.

An annual percentage rate computed in accordance with the instructions in the tables is deemed to comply with the regulation. Volume I of the tables may be used for credit transactions involving equal payment amounts and periods, as well as for transactions involving any of the following irregularities: odd first period, odd first payment and odd last payment. Volume II of the tables may be used for transactions that involve any type of irregularities. These tables may be obtained from the Bureau, 1700 G Street NW, Washington, DC 20552, upon request.

The tables are also available on the Bureau's website at: *https://www.consumerfinance.gov/compliance/compliance-resources/other-applicable-requirements/annual-percentage-rate-tables/.* Paul Hannah, Senior Counsel and Federal Register Liaison, Consumer Financial Protection Bureau. [FR Doc. 2023-18240 Filed 8-24-23; 8:45 am]

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