Notices. Notice and request for comment

642 words·~3 min read·/register/2018/11/29/2018-25973

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BILLING CODE 3510-22-P BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB-2018-0039] Agency Information Collection Activities: Submission for OMB Review; Comment Request AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget

(OMB)approval for an existing information collection titled, “Mortgage Acts And Practices (Regulation N) 12 CFR 1014.” DATES: Written comments are encouraged and must be received on or before December 31, 2018 to be assured of consideration. ADDRESSES: Comments in response to this notice are to be directed towards OMB and to the attention of the OMB Desk Officer for the Bureau of Consumer Financial Protection. You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods: • *Electronic:* *http://www.regulations.gov.* Follow the instructions for submitting comments. • *Email:* *OIRA_submission@omb.eop.gov.* • *Fax:*

(202)395-5806. • *Mail:* Office of Management and Budget, New Executive Office Building, Room 10235, Washington, DC 20503. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included. FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of this information collection request is available at *www.reginfo.gov* (this link becomes active on the day following publication of this notice). Select “Information Collection Review,” under “Currently under review,” use the dropdown menu “Select Agency” and select “Consumer Financial Protection Bureau” (recent submissions to OMB will be at the top of the list). The same documentation is also available at *http://www.regulations.gov.* Requests for additional information should be directed to the Bureau of Consumer Financial Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552,

(202)435-9575, or email: *CFPB_PRA@cfpb.gov.* If you require this document in an alternative electronic format, please contact *CFPB_Accessibility@cfpb.gov.* Please do not submit comments to these email boxes. SUPPLEMENTARY INFORMATION: *Title of Collection:* Mortgage Acts And Practices (Regulation N) 12 CFR 1014. *OMB Control Number:* 3170-0009. *Type of Review:* Extension without Change of an existing information Collection. *Affected Public:* Businesses and other for-profit entities. *Estimated Number of Respondents:* 483. *Estimated Total Annual Burden Hours:* 242. *Abstract:* Regulation N (12 CFR 1014), prohibits misrepresentations about the terms of mortgage credit products in commercial communications and requires that covered persons keep certain related records for a period of twenty-four

(24)months from last dissemination. The information that Regulation N requires covered persons to retain is necessary to ensure efficient and effective law enforcement to address deceptive practices that occur in the mortgage advertising area. The Bureau is not proposing any new or revised collections of information pursuant to this request. *Request for Comments:* The Bureau issued a 60-day **Federal Register** notice on September 5, 2018, 83 FR 45109, Docket Number: CFPB-2018-0029. Comments were solicited and continue to be invited on:

(a)Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility;

(b)The accuracy of the Bureau's estimate of the burden of the collection of information, including the validity of the methods and the assumptions used;

(c)Ways to enhance the quality, utility, and clarity of the information to be collected; and

(d)Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be reviewed by OMB as part of its review of this request. All comments will become a matter of public record. Dated: November 20, 2018. Darrin A. King, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection. [FR Doc. 2018-25973 Filed 11-28-18; 8:45 am]

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