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Code · PUBLIC-PRIVATE-LAW · 116th Congress · Public Law 116-33

Public Law 116-33. Protecting Affordable Mortgages for Veterans Act of 2019

233 words·~1 min read·/plaw/116/public/33

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An Act To clarify seasoning requirements for certain refinanced mortgage loans, and for other purposes.July 25, 2019[[S. 1749](/us/bill/116/s/1749)] * Be it enacted by the Senate and House of Representa­tives of the United States of America in Congress assembled,* Protecting Affordable Mortgages for Veterans Actof 2019.[12 USC 1701 note](/us/usc/t12/s1701). ## SECTION 1 SHORT TITLE This Act may be cited as the “Protecting Affordable Mortgages for Veterans Act of 2019”. ## SEC. 2 SEASONING REQUIREMENTS FOR CERTAIN REFINANCED MORTGAGE LOANS ###
(a)Ginnie Mae Section 306(g)(1) of the National Housing Act ([12 U.S.C. 1721(g)(1)](/us/usc/t12/s1721/g/1)) is amended by striking the second sentence. ###
(b)Veterans Loans [Section 3709(c) of title 38, United States Code](/us/usc/t38/s3709/c), is amended— ####
(1)in the matter before paragraph (1), by striking “is refinanced” and inserting “is a refinance”; and ####
(2)by striking paragraphs
(1)and
(2)and inserting the following new paragraphs: > > #### “(1) > > the date on which the borrower has made at least six consecutive monthly payments on the loan being refinanced; and > > > #### “(2) > > the date that is 210 days after the first payment due date of the loan being refinanced.” > . 133 STAT. 1039 ###
(c)Rule of Construction [12 USC 1721 note](/us/usc/t12/s1721). Nothing in this Act may be construed to restrict or otherwise modify the authorities of the Government National Mortgage Association. Approved July 25, 2019.
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