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Code · PUBLIC-PRIVATE-LAW · 115th Congress · Public Law 115-370

Public Law 115-370. 7(a) Real Estate Appraisal Harmonization Act

306 words·~1 min read·/plaw/115/public/370

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An Act To adjust the real estate appraisal thresholds under the 7(a) program to bring them into line with the thresholds used by the Federal banking regulators, and for other purposes.Dec. 21, 2018[[H.R. 6347](/us/bill/115/hr/6347)] * Be it enacted by the Senate and House of Representa­tives of the United States of America in Congress assembled,* 7(a) Real Estate Appraisal Harmonization Act.[15 USC 631 note](/us/usc/t15/s631). ## SECTION 1 SHORT TITLE This Act may be cited as the “7(a) Real Estate Appraisal Harmonization Act”. ## SEC. 2 APPRAISAL THRESHOLDS Section 7(a)(29) of the Small Business Act ([15 U.S.C. 636(a)(29)](/us/usc/t15/s636/a/29)) is amended— ####
(1)by redesignating subparagraphs
(A)and
(B)as clauses
(i)and (ii), respectively, and adjusting the margins of such clauses accordingly; ####
(2)by striking “ With respect to ” and inserting the following: > > ##### “(A) In general > > With respect to” > ; ####
(3)in clause (i), as so redesignated, by striking “for more than $250,000” and inserting “, if such loan is in an amount greater than the Federal banking regulator appraisal threshold”; ####
(4)in clause (ii), as so redesignated, by striking “for $250,000 or less” and inserting “, if such loan is in an amount equal to or less than the Federal banking regulator appraisal threshold”; and ####
(5)by adding at the end the following: > > ##### “(B) Federal banking regulator appraisal threshold defined > > For purposes of this paragraph, the term ‘**Federal banking regulator appraisal threshold**’ means the lesser of the threshold amounts set by the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation for when a federally related transaction that is a commercial real estate transaction requires an appraisal prepared by a State licensed or certified appraiser.” > . Approved December 21, 2018.
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