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Code · Pennsylvania · Title 12 — COMMERCE AND TRADE · Chapter 63

§ 6332. Requirements.

176 words·~1 min read·/pa/title-12/chapter-63/6332

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§ 6332. Requirements.
(a)Signature.-- A seller may not obtain the signature of a buyer on an application for an open-end credit agreement if it contains blank spaces to be filled in after it has been signed.
(b)Separate agreement unnecessary.-- A buyer does not need to sign a separate account agreement when a new purchase is made under an existing agreement.
(c)Heading.-- The following heading shall appear at the top of the agreement or directly above the space reserved for the signature of the buyer:
(1)"Security Agreement" if the seller retains a security interest in the goods as security for the goods or services purchased.
(2)"Lien Contract" if the seller obtains a lien on other goods or nonresidential real estate as security for the goods or services purchased.
(3)"Open-End Credit Agreement" if the seller does not obtain security for the goods or services purchased.
(d)Entire agreement.-- The written agreement shall contain the entire agreement of the parties regarding the costs and terms of payment for the goods and services.
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