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Code · Pennsylvania · Title 12 — COMMERCE AND TRADE · Chapter 62

§ 6226. Heavy commercial motor vehicle.

159 words·~1 min read·/pa/title-12/chapter-62/6226

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§ 6226. Heavy commercial motor vehicle.
(a)Variable finance charge percentage rate.-- Notwithstanding any provision of law to the contrary, the finance charge percentage rate included in an installment sale contract for the sale of a heavy commercial motor vehicle may vary during the term of the contract pursuant to a formula or index set forth in the contract that is made readily available to and verifiable by the buyer and beyond the control of the holder of the contract.
(b)Determinations.-- Notwithstanding that the finance charge percentage rate may increase or decrease over the term of the contract according to a formula or index set forth in the contract, the rate applicable to the transaction as of the date of execution of the contract may be used to determine the following:
(1)The amount of finance charge under section 6222(5)(vii) (relating to contents).
(2)The time balance under section 6222(5)(viii).
(3)The payment schedule under section 6222(5)(ix).
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