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Code · Oklahoma · Title 59 — Professions And Occupations

§59-3150.3. Applicant requirements.

240 words·~1 min read·/ok/title-59-professions-and-occupations/59-3150-3·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

A. An applicant for a license to make small loans shall meet the following requirements:
1. A tangible net worth that comprises tangible assets, less liabilities, of not less than Fifty Thousand Dollars ($50,000.00) for each location; and
2. The financial responsibility, financial condition, business experience, character and general fitness of the applicant shall reasonably warrant the belief that the applicant's business shall be conducted lawfully, honestly, carefully and efficiently. In determining whether these qualifications have been met and for the purpose of investigating compliance with this act, the Administrator of the Department of Consumer Credit may review and approve:
a. the business records and the capital adequacy of the
applicant,
b. the competence, experience, integrity and financial
ability of any person who is a director, officer, a
shareholder with ten percent (10%) or more shares of
the applicant, or a person who owns or controls the
applicant, and
c. any record of the applicant or any person referred to
in this act for any criminal activity, fraud or other
act of personal dishonesty; any act, omission or
practice that constitutes a breach of a fiduciary
duty; or any suspension, revocation or removal by any
agency or department of the United States or any
state, from participation in the conduct of any
business.
B. The Administrator shall periodically review the licensee's compliance with subsection A of this section. Added by Laws 2019, c. 89, § 5, eff. Nov. 1, 2019.
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