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Code · New York · Banking · Short Title; Definitions; Miscellaneous Provisions

§ 6-D. Requirement to state in writing reason for denial of mortgage loan.

98 words·~1 min read·/ny/banking/short-title-definitions-miscellaneous-provisions/6-d·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

§ 6-d. Requirement to state in writing reason for denial of mortgage
loan. Every banking organization and licensed mortgage banker which
originates mortgage loans secured by real property located within New
York state which denies an application for such a loan or makes its
approval of such a loan conditional upon the applicant's agreement to
terms substantially different than those included in or contemplated by
the submitted application shall be required to notify, in writing, any
person or agent who returns a substantially completed written mortgage
loan application form of the reasons for the denial or conditioned
approval.
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