NRS 691E.290 Travel protection plan: Conditions under which combined items may be offered for one price; provision of fulfillment materials; refund for cancellation.
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NRS 691E.290 Travel protection plan: Conditions under which combined items may be offered for one price; provision of fulfillment materials; refund for cancellation.
1. A travel protection plan that provides any combination of travel insurance, travel assistance services or cancellation fee waivers may be offered in this State for one price for the combined items if:
(a)At or before the time of purchase:
(1)The travel protection plan clearly discloses to the purchaser or prospective purchaser that the plan includes travel insurance, travel assistance services and cancellation fee waivers, as applicable; and
(2)The purchaser or prospective purchaser is provided with information regarding the items included in the plan and an opportunity to obtain additional information regarding the items included in the plan and the pricing of each item; and
(b)The fulfillment materials concerning the travel protection plan:
(1)Describe and delineate the travel insurance, travel assistance services and any cancellation fee waivers in the travel protection plan, as applicable; and
(2)Include, as applicable, the disclosures required by paragraph
(a)of subsection 2 of NRS 691E.230 and the contact information for any person providing travel assistance services or cancellation fee waivers.
2. As soon as practicable after the purchase of a travel protection plan, the fulfillment materials concerning the plan must be personally delivered to the purchaser of the travel protection plan or sent to the purchaser by mail or electronic transmission.
3. Unless the insured has started a covered trip or filed a claim under the travel insurance coverage, a policyholder or certificate holder who cancels a travel protection plan that includes travel insurance is entitled to a full refund of the price of the travel protection plan if the cancellation occurs not later than:
(a)If the fulfillment materials are sent by mail, 15 days after the date on which the fulfillment materials are sent.
(b)If the fulfillment materials are personally delivered or sent by electronic transmission, 10 days after the date on which the fulfillment materials are delivered or sent.