NRS 691E.160 “Travel insurance” defined.

165 words·~1 min read·/nv/chapter-691e-travel-insurance/691e-160·

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

1. “Travel insurance” means insurance coverage for personal risks incident to planned travel, including, without limitation:

(a)Interruption or cancellation of a trip or event;

(b)Loss of baggage or personal effects;

(c)Damages to accommodations or rental vehicles;

(d)Sickness, accident, disability or death occurring during travel;

(e)Emergency evacuation;

(f)Repatriation of remains; or

(g)Any other contractual obligation to indemnify or pay a specified amount to the traveler upon determinable contingencies related to travel that is approved by the Commissioner.

2. The term does not include:

(a)Travel assistance services;

(b)A cancellation fee waiver;

(c)A major medical plan that provides comprehensive medical protection for a traveler on a trip lasting longer than 6 months, including, without limitation, a traveler who is working or residing overseas as an expatriate; or

(d)Any other product that a person is prohibited from selling, soliciting or negotiating unless the person holds a specific license as a producer of insurance.