NRS 649.367 Collection of medical debt: Conditions for acceptance of voluntary payment from medical debtor during notification period; protections for medical debtor who initiates contact with or makes voluntary payment to collection agency during notification period.
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NRS 649.367 Collection of medical debt: Conditions for acceptance of voluntary payment from medical debtor during notification period; protections for medical debtor who initiates contact with or makes voluntary payment to collection agency during notification period.
1. Nothing in NRS 649.366 shall prohibit a collection agency from accepting a voluntary payment from a medical debtor during the 60-day notification period specified in subsection 1 of NRS 649.366 provided that:
(a)The medical debtor initiates the contact with the collection agency; and
(b)The collection agency discloses to the medical debtor that:
(1)A payment is not demanded or due; and
(2)The medical debt will not be reported to any credit reporting agency during the 60-day notification period specified in subsection 1 of NRS 649.366 .
2. No action by a medical debtor to initiate contact with a collection agency may be construed to allow the collection agency to take action to collect the medical debt before the expiration of the 60-day notification period specified in subsection 1 of NRS 649.366 .
3. Any voluntary payment toward a medical debt that is made by a medical debtor to a collection agency in accordance with this section:
(a)Does not extend the applicable statute of limitations;
(b)Is not an admission of liability; and
(c)Shall not be construed as a waiver of any defense to the collection of the medical debt.