17:29B-4.1 Certain homeowners' insurance inquiries not deemed as claim; violations, penalties.
112 words·~1 min read·
/nj/title-17/chapter-29b/17-29b-4-1·A research copy — for the controlling text, always check the official state or federal source. Not legal advice.
1. a. No inquiry by an insured for information regarding the insured's homeowners' insurance policy, or coverage for a particular loss under that policy, shall be categorized as a claim for the purpose of determining adverse claims experience.
b. An insurer who violates this act shall be subject to a penalty of up to $5,000 for each violation unless the insurer knew or reasonably should have known he was in violation of this act, in which case the penalty shall not be more than $25,000 for each violation. The penalty shall be collected in a summary proceeding in accordance with the "Penalty Enforcement Law of 1999," P.L.1999, C.274 (C.2A:58-10 et seq.).
L.2001,c.235,s.1.