8-2603.01. Protected consumer; security freeze; request; creation of record for protected consumer; placement of freeze.

172 words·~1 min read·/ne/chapter-8/8-2603-01

A research copy — for the controlling text, always check the official state or federal source. Not legal advice.

(1)A consumer reporting agency shall place a security freeze for a protected consumer if:

(a)The consumer reporting agency receives a request from the representative for the placement of the security freeze under this section; and

(b)The representative:

(i)Submits the request to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency; and

(ii)Provides to the consumer reporting agency:

(A)Sufficient proof of identification of the protected consumer and the representative; and

(B)Sufficient proof of authority to act on behalf of the protected consumer.

(2)If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request described in subdivision (1)(a) of this section, the consumer reporting agency shall create a record for the protected consumer.

(3)Within thirty days after receiving a request that meets the requirements of this section, a consumer reporting agency shall place a security freeze for the protected consumer.