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Code · North Dakota · Title 54 · Chapter 54-64 — Individual Development Accounts

54-64-01. Definitions.

239 words·~1 min read·/nd/title-54/chapter-54-64-individual-development-accounts/54-64-01·

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In this chapter, unless the context otherwise requires:
1. "Community action agency" has the meaning as provided in section 54-44.5-01.
2. "Division" means the department of commerce division of community services.
3. "Eligible educational institution" means a division-approved institution of higher
education or approved area vocational education school.
4. "Household" means all individuals who share use of a dwelling unit as primary
quarters for living and eating separate from other individuals.
5. "Individual development account" means a matched savings account opened by a
household participating in the North Dakota individual development account program.
6. "Permissible use" means any of the following:
a. Tuition at an eligible educational institution and expenses at an eligible
educational institution, including books, eligible supplies, and equipment required
for courses of instruction.
b. For first-time home buyers, acquisition costs of acquiring or constructing a
principal residence, including any usual or reasonable settlement, financing, or
other closing costs. As used in this subdivision, acquisition costs of a principal
residence has the same meaning as under section 1034 of the Internal Revenue
Code of 1986 which do not exceed one hundred twenty percent of the average
area purchase price applicable to the residence determined according to section
143(e)(2) and
(3)of the Internal Revenue Code of 1986.
c. Business capitalization expenses for expenditures on capital, plant, equipment,
working capital, and inventory expenses of a legitimate business pursuant to a
business plan approved by a community action agency.
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